The Dutch people can arrange insurance via the employer or a private company. There is obligatory medical insurance, apart from which an individual can also opt for specific need insurance like for house, belongings, cars, property, life insurance etc. Many large insurers offer packages based on combined needs of individuals, which can help in reducing the cost and also becomes one company and policy, so that customer does not need to search for policy or agency that needs to refer in case of any mishap.
Based on various researches, Top 5 best Dutch insurance companies are Aegon, ING Insurance (ING Verzekeringen N.V.), Achmea insurance, Brit insurance and Agis. These companies are termed as the top 5 best Dutch insurance companies, on the basis of the customer’s feedback and the services they provide. In contrast to other European nations, the Dutch government is responsible for the quality of insurance system, but does not hold its management. The different private insurances in the Netherlands are :
Liability insurance-covers the claims started by other party.
Life insurance- covers the compensation to family w.r.t death.
Accident insurance- This cover is for compensating individuals and their families in case of accidents.
Travel insurance- People who travel frequently, either individually or with families, need this cover. The cost of flight, luggage theft, or medical costs etc. are covered.
Residential premises insurance- This is mandatory for people with houses in the Netherlands.
Income insurance- If there is any loss in uncome due to diability, unemployment or death, that loss is covered by income insurance.
Legal aid insurance- The legal disputes are covered majorly like social and labour issues, customer conflicts and housing issues.
Life insurance mortgage- This is required for mortgage.
Motor vehicle insurance- It is a necessity for all the vehicle drivers.