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Lending Decisions
Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans. Mode of delivery: | On-campus | Workload: | ON-CAMPUS: This is a six credit point unit with three hours class contact per week over 12 teaching weeks. The total time commitment expected for this unit is 156 hours. In order to meet the faculty’s expectation, students should plan to spend on average nine hours in self-directed study, in addition to the three hours of class contact, each week. | Unit relationships: | Prerequisites: One of AFF2401 or AFW2401 Prohibitions: AFW3841 | Chief examiner: | Dr. Jean-Pierre Fenech | Unit coordinator: | Dr. Jean-Pierre Fenech | Campus: | Caulfield | Phone: | 03 9903 2140 | Email: | jeanpierre.fenech@monash.edu | Office hours: | | Campus coordinator: | | Campus: | | Phone: | | Email: | | Office hours: | | Tutor(s): | To be advised | Campus: | | Phone: | | Email: | | Consultation hours: | |
ACADEMIC OVERVIEW
Learning objectives 1. examine the major types of lending products and match these products to customer needs 2. analyse the risk return characteristics and pricing of a loan application 3. discuss the behavioural aspects associated with lending decisions 4. apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending 5. apply critical thinking, problem solving and presentation skills to individual and /or group activities dealing with lending decisions.
Graduate attributes
Monash prepares its graduates to be: 1. responsible and effective global citizens who: a) engage in an internationalised world b) exhibit cross-cultural