The Affordable Care Act puts consumers back in charge of their health care. Under the law, which was signed in by President Obama in March 2010, it gives the American people the stability and flexibility they need to make informed decisions about their healthcare.…
There are several good things that come out of this act and they include that health care is more affordable for millions of people across the United States. ObamaCare prevents insurers from increasing premiums to unaccommodating prices so that people are able to buy health insurance. Another positive impact from this law is that the prices of prescription drugs decreased significantly. This resulted in senior citizens, along with others to be able to purchase these originally expensive medications. The last pro of this law is that…
Obamacare was designed to help the lower income people whose jobs did not provide health insurance or those who could not afford it on their own. A few of the main or biggest beneficiaries of Obamacare include those between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas. The people that hurt the most from Obamacare include people who are 35 and older and those who are self-employed, or a combination of both. Many of these people who are hurt the most happen to generally be Obama’s political opponents. While there are movements to replace and even to repeal Obamacare, success for these movements seem rather unlikely. For the most part, experts seem to believe that the likelihood of Obamacare failing is basically…
The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…
The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…
Amadeo informs the reader about the main advantage of the Affordable Care Act. It lowers health care costs overall by making insurance affordable for more people. That’s because insurance will be extended to two uninsured groups. She also writes about the main disadvantage. That the Act could actually increase health care costs over the short term. That’s because many people will receive preventive care for the first time in their lives. (Amadeo2013)…
In 2010 President Obama fulfilled a promise to the Democrats that healthcare would be available to all Americans and would be much more affordable.When the Affordable Care Act was established, there were 27 million previously uninsured people that would gain coverage under the Affordable Care Act. Thanks to this new healthcare establishment, “about 16.4 million Americans gained health care coverage and the uninsured rate had been reduced by more than a third “Health”. The first example was that when the Affordable Care Act was first released many people knew that this was exactly what they needed. Even the president of The united States and democratic party knew that passing this bill would help a lot of people who could not get insured get…
The Affordable Care Act withstood many trials on its way toward becoming reality, from epic congressional battles, to a pivotal Supreme Court ruling, to — finally — yesterday's Presidential election.…
The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…
Supporters of it will say that people can now have access to affordable, high-quality health insurance through medicaid expansion, their employers, and the health insurance market. But the cons of that are to get the money to help insure all these people, there are new taxes. The taxes that may affect people directly are the individual mandate and the employer mandate. Another pro that people see are that Obamacare’s protections ensure that you can’t be dropped from coverage when you get sick or make a mistake on your application. You also can’t be denied coverage or treatment for being sick or get charged more for being sick. Plus, you can’t be charged more for being a woman. Other protections ensure that you have the right to a rapid appeal, that health insurance companies can’t make unjustified rate hikes, and that these companies must spend the majority of premium dollars on care, not paying executives. Insurance companies must cover sick people, and this increases the cost of everyone’s insurance. The opposition of that is to ensure people don’t just buy coverage when they need it, most people must obtain coverage or pay a per-month fee. Also, coverage can only be obtained during annual enrollment periods. A person can owe the fee due to forgetting to pay a premium, and then not be able to get coverage until next open enrollment. Some people were benefiting from being in a low-risk group. Men in good health with no pre-existing conditions, who were not responsible for anyone but themselves, and who remained healthy had low insurance costs. They may have had cheap limited coverage before the premium hikes took place a few years ago. Any of the pros that Obamacare might have have a bad opposition behind them that will defeat the purpose of having…
In reading up on the subject of Obamacare, It seems that it is more negative feedback than positive. Most of the physcians sayt that the Affordable Care Act (ACA), took a terrible broken health care system and added a lot of burden on the physicians. The physician does not have to respond to the patient, now they have to respond to the federal bureaucracy. They have a love for medicine and when they are practicing they are in there element. Then the smile is turned upside down when they have to jump through hoops just to get paid. Not to mention that now they have the added non-clinical duties and paperwork which take up a lot of time. Which means they have to squeeze in more patients to cover that expense. As for the patients, their payments…
are the benefits of providing a premium plan worth $6,720 more per year per individual? These are the types of decisions that companies are having to make. They have to weigh the marginal costs with the marginal benefits. When you look at this information as a rational decision maker one can reason that it is not worth paying the 40% tax. Meaning that since the marginal benefits do not outweigh the costs companies are deciding to do away with the premium plan and look for one that meets the government’s thresholds.…
There are many other reasons why the Affordable Care Act harms our country. It creates higher taxes, proves to be unfair for others to pay for those who can not afford it, and worst of all sets a precedent for our government. If our government can force the people to buy health insurance, where will the line be crossed? The government could force the people to buy anything with no repercussion. These arguments, along with the first amendment, the contract law, and Ogden v. Gibbons have lead me to…
The Affordable Care Act (2009) and the Health Security Act (1993) were two attempts made to reform the U.S. healthcare system. In 1993 the Clinton administration fought to better the system and provide comprehensible healthcare coverage to its citizens. This bill however was shot down in the legislative system and never made it into law. Then in 2010 the Obama administration squeezed their updated version of the bill through the House and Senate in a very narrow, partisan victory. The reasoning behind why the Clinton’s attempt didn’t get passed came down to two reasons. First it was highly criticized and opposed politically. Secondly it was a matter of concerns about the actual content of the bill.…
My understanding is that the Affordable Care Act aims to reform health care and health care insurance in the United States. The ACA presents the idea that health care in the United States is a right not a privilege. The main goals of the ACA include expanding access to health insurance, protecting patients from insurance companies, and controlling health care costs. The ACA mandates that everyone is required to have health insurance, and if people cannot afford it, the government will help them pay for it. Insurance companies will also no longer be allowed to practice medical underwriting and will be held to more stringent standards.…