Agricultural Loan
1. SBT KISAN GOLD CARD SCHEME (General purpose Agriculture Term Loan)
ELIGIBILITY a. Farmers having regular Income from Agricultural Activities including Allied activities and repayment capacity.
b. Farmers having good track record of repayment for the last two years.
c. Farmers who have closed their loan account without default and not our current borrowers
d. Farmers who have defaulted in repayment but closed the loan within the stipulated repayment period.
e. Farmers who are maintaining deposits with the Bank.
f. Good borrowers of other banks provided they liquidate their dues with other banks.
g. Good farmers who have not availed loans from any bank. Designed for individuals who are new to Ag Lending or who have limited experience, Introduction to Agricultural Lending will provide participants with the basic skills needed to begin to undertake credit analysis, loan structuring, monitoring, and provide guidance on dealing with problem loans. This course was developed in conjunction with the Schools of Banking, Inc., a jointly-owned subsidiary of the Kansas and Nebraska Bankers Associations.
Agricultural loan.
Agricultural loans are available for a multitude of farming purposes. Farmers may apply for loans to buy inputs for the cultivation of food grain crops as well as for horticulture, aquaculture, animal husbandry, floriculture and sericulture businesses. There are also special loans to finance the purchase of agricultural machinery such as tractors, harvesters and trucks. Construction of biogas plants and irrigation systems as well as the purchase of agricultural land may also be financed through special types of agricultural finance. Here is some information about the kind of agricultural credit and loans provided by public sector banks in India. In 1981, the government came out with the National Bank for Agriculture and Rural Development Act that lead to the formation of National Bank for Agriculture and
ELIGIBILITY a. Farmers having regular Income from Agricultural Activities including Allied activities and repayment capacity.
b. Farmers having good track record of repayment for the last two years.
c. Farmers who have closed their loan account without default and not our current borrowers
d. Farmers who have defaulted in repayment but closed the loan within the stipulated repayment period.
e. Farmers who are maintaining deposits with the Bank.
f. Good borrowers of other banks provided they liquidate their dues with other banks.
g. Good farmers who have not availed loans from any bank. Designed for individuals who are new to Ag Lending or who have limited experience, Introduction to Agricultural Lending will provide participants with the basic skills needed to begin to undertake credit analysis, loan structuring, monitoring, and provide guidance on dealing with problem loans. This course was developed in conjunction with the Schools of Banking, Inc., a jointly-owned subsidiary of the Kansas and Nebraska Bankers Associations.
Agricultural loan.
Agricultural loans are available for a multitude of farming purposes. Farmers may apply for loans to buy inputs for the cultivation of food grain crops as well as for horticulture, aquaculture, animal husbandry, floriculture and sericulture businesses. There are also special loans to finance the purchase of agricultural machinery such as tractors, harvesters and trucks. Construction of biogas plants and irrigation systems as well as the purchase of agricultural land may also be financed through special types of agricultural finance. Here is some information about the kind of agricultural credit and loans provided by public sector banks in India. In 1981, the government came out with the National Bank for Agriculture and Rural Development Act that lead to the formation of National Bank for Agriculture and