application for bank loan
LOAN APPLICATION FORM
FOR INDUSTRY, HOTEL AND SERVICE
SECTOR
HIMACHAL PRADESH FINANCIAL
CORPORATION,
NEW HIMRUS BUILDING, CIRCULAR ROAD,
SHIMLA-171001.
Phones: 0177-2625109,2624765, 2623027
2624506, 2624552, 2624228,2625940,
2624642, 2620104, 2622526
Fax: 0177-2623027 Telegram: ”FINCORP”
E-mail: mdhpfc-hp@nic.in, hpfc-hp@nic.in
(To be submitted in duplicate alongwith processing fee which is to be deposited by way of cash or demand draft.)
INDEX
S.
No
1
2.
3.
4.
5.
6
7
8.
Particulars
Preamble
Guidelines for filling in the application form
Format of forwarding letter to application form
Undertaking to be submitted by the applicant
Application Form
A. History & constitution
B. Management capital structure and borrowing powers
C. The Project
D. Market
E. Cost of production, profitability etc
F. Licenses
G. Collateral Security
Formats:
Format-A (a),(b), (c) & (d) in case of Sole Prop. Unit, partnership concern, Public Ltd/Pvt Ltd companies and
Registered Cooperative Societies
Format-B Particulars of Prop., Partners, Directors etc
Format-C Comparative statement of financial position
Format-D Letter to banker from the borrower
Annexures
Annexure-I (Capital cost of project)
Annexure-II (Means of financing)
Annexure-III (Statement showing capacity, production, sales etc for major products)
Annexure –IV Assumption for projections & profitability
Annexure-V Calculation of working capital requirement
Annexure-VI (Cost of production & profitability)
Annexure-VII Debt service coverage ratio
Annexure-VIII (Cash flow statement)
Annexure-IX (Projected balance sheet)
Annexure-X (Break even point)
Annexure-XI Internal Rate of Return
Annexure-XII Implementation Schedule
Annexure – XIII Working results of existing/sister concerns
Check list for the documents
Page
No
III
IV
V
VI
1-3
4-5
5-9
9
10
10
11
1-2
3
4-5
6
1-2
3
4
5
6
7
8
9
10
11
12
13
14
1-2
II
PREAMBLE
The
FOR INDUSTRY, HOTEL AND SERVICE
SECTOR
HIMACHAL PRADESH FINANCIAL
CORPORATION,
NEW HIMRUS BUILDING, CIRCULAR ROAD,
SHIMLA-171001.
Phones: 0177-2625109,2624765, 2623027
2624506, 2624552, 2624228,2625940,
2624642, 2620104, 2622526
Fax: 0177-2623027 Telegram: ”FINCORP”
E-mail: mdhpfc-hp@nic.in, hpfc-hp@nic.in
(To be submitted in duplicate alongwith processing fee which is to be deposited by way of cash or demand draft.)
INDEX
S.
No
1
2.
3.
4.
5.
6
7
8.
Particulars
Preamble
Guidelines for filling in the application form
Format of forwarding letter to application form
Undertaking to be submitted by the applicant
Application Form
A. History & constitution
B. Management capital structure and borrowing powers
C. The Project
D. Market
E. Cost of production, profitability etc
F. Licenses
G. Collateral Security
Formats:
Format-A (a),(b), (c) & (d) in case of Sole Prop. Unit, partnership concern, Public Ltd/Pvt Ltd companies and
Registered Cooperative Societies
Format-B Particulars of Prop., Partners, Directors etc
Format-C Comparative statement of financial position
Format-D Letter to banker from the borrower
Annexures
Annexure-I (Capital cost of project)
Annexure-II (Means of financing)
Annexure-III (Statement showing capacity, production, sales etc for major products)
Annexure –IV Assumption for projections & profitability
Annexure-V Calculation of working capital requirement
Annexure-VI (Cost of production & profitability)
Annexure-VII Debt service coverage ratio
Annexure-VIII (Cash flow statement)
Annexure-IX (Projected balance sheet)
Annexure-X (Break even point)
Annexure-XI Internal Rate of Return
Annexure-XII Implementation Schedule
Annexure – XIII Working results of existing/sister concerns
Check list for the documents
Page
No
III
IV
V
VI
1-3
4-5
5-9
9
10
10
11
1-2
3
4-5
6
1-2
3
4
5
6
7
8
9
10
11
12
13
14
1-2
II
PREAMBLE
The