Banking
JBFSIR
Volume 1, Issue 5 (August, 2011)
The Journal of Sri Krishna Research & Educational Consortium
ISSN 2231-4288
JOURNAL ON BANKING FINANCIAL SERVICES & INSURANCE RESEARCH
Internationally Indexed & Listed Referred e-Journal
A CAMEL MODEL ANALYSIS OF PUBLIC & PRIVATE SECTOR BANKS IN INDIA
K. V. N. PRASAD*; G. RAVINDER**; DR. D. MAHESHWARA REDDY** *Assistant Professor, ITM Business School, Warangal, Andhra Pradesh, India. **Lecturer, ITM Business School, Warangal, Andhra Pradesh, India. ***Assistant Professor, ITM Business School, Warangal, Andhra Pradesh, India. ABSTRACT Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad ones. To evaluate the performance of banking sector we have chosen the CAMEL model which measures the performance of banks from each of the important parameter like Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality and Liquidity. After deciding the model we have chosen all public sector banks and thirteen private sector banks for study. According to the importance of study each parameter is given equal weights. Results shown that on average Karur vysya bank was at the top most position followed by Andhra bank, Bank of Baroda also it is observed that Central Bank of India was at the bottom most position. The largest Public sector bank in India availed 36th position. KEYWORDS: public & private sector Banks, Performance Evaluation, CAMEL Model and Ranking Method. INTRODUCTION During the 20th century in most of the nations domestic banking was generally subjected to heavy regulations and financial repression. The growth and financial stability of the country depends on the financial soundness of its banking sector.
Sri Krishna International Research & Educational Consortium http://www.skirec.com
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Volume 1, Issue 5 (August, 2011)
The Journal of Sri Krishna Research & Educational Consortium
ISSN 2231-4288
JOURNAL ON BANKING FINANCIAL SERVICES & INSURANCE RESEARCH
Internationally Indexed & Listed Referred e-Journal
A CAMEL MODEL ANALYSIS OF PUBLIC & PRIVATE SECTOR BANKS IN INDIA
K. V. N. PRASAD*; G. RAVINDER**; DR. D. MAHESHWARA REDDY** *Assistant Professor, ITM Business School, Warangal, Andhra Pradesh, India. **Lecturer, ITM Business School, Warangal, Andhra Pradesh, India. ***Assistant Professor, ITM Business School, Warangal, Andhra Pradesh, India. ABSTRACT Banking sector is one of the fastest growing sectors in India. Today’s banking sector becoming more complex. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad ones. To evaluate the performance of banking sector we have chosen the CAMEL model which measures the performance of banks from each of the important parameter like Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality and Liquidity. After deciding the model we have chosen all public sector banks and thirteen private sector banks for study. According to the importance of study each parameter is given equal weights. Results shown that on average Karur vysya bank was at the top most position followed by Andhra bank, Bank of Baroda also it is observed that Central Bank of India was at the bottom most position. The largest Public sector bank in India availed 36th position. KEYWORDS: public & private sector Banks, Performance Evaluation, CAMEL Model and Ranking Method. INTRODUCTION During the 20th century in most of the nations domestic banking was generally subjected to heavy regulations and financial repression. The growth and financial stability of the country depends on the financial soundness of its banking sector.
Sri Krishna International Research & Educational Consortium http://www.skirec.com
- 50 -
References: Volume 1, Issue 5 (August, 2011) ISSN 2231-4288 JBFSIR Volume 1, Issue 5 (August, 2011) JBFSIR Volume 1, Issue 5 (August, 2011) Volume 1, Issue 5 (August, 2011) ISSN 2231-4288