Benefits Of Rullover Costs

While I agree with your lists of spillover costs, I must point out that spillover costs or benefits are those that affect other people. The person who bought the SUV might be able to drive in most weather conditions, but this does not help or harm Mr. Smith down the road. Accordingly, while your list of benefits is not incorrect it doesn't describe spillover benefits so much as just plain benefits to the person who bought the SUV.