CENTRAL BANK OF INDIA
MICRO & SMALL
ENTERPRISES (MSE)
INFORMATION KIT
|
CENTRAL BANK OF
INDIA
PRIORITY SECTOR
DEPARTMENT
1
MSE KIT
CENTRAL BANK OF INDIA
CENTRAL OFFICE,
MUMBAI
INDEX
Sr.
No
1.
PARTICULARS
PAGE
NO
2
MSMEs- Unique Features
2.
MSMED Act
Enterprises
&
Definition
of
Micro,
Small
and
Medium 3
3.
T argets for Domestic Commercial Banks.
4
4.
T he Banking Codes and Standard Board of India (BCSBI)- code of Bank's Commitment to Micro and Small Enterprises.
5
5.
Common Guidelines instructions for lending to MSE sector
5
6.
Activities to be classified under Micro & Small Enterprises
7
7.
Our MSE Products
10
8.
Assessment of Credit for MSE units
12
9.
Pricing
13
10.
Rating
14
11.
Security Norm
16
12.
Credit Guarantee Fund Trust for Micro and Small Enterprises 17
(CGTMSE)
13.
Simplified Common Loan Applications
18
2
MSE KIT
CENTRAL BANK OF INDIA
14.
MSME Initiative by Bank
18
15.
Our expectations
19
16.
New Development
20
17.
Goal Post for current financial year
21
18.
Incentive Scheme
21
MSMEs – UNIQUE FEATURES
MSME sector employs about 60.00 million persons spread over 26.1 million enterprises. In terms of value, the sector accounts for about 45% of the manufacturing output and around 40% of the total export of the country. The sector contributes 8% to GDP, which is expected to raise to level of 10%.
Bank’s exposure under MSE sector has shown significant growth during the financial year 2009-10 and 2010-11 precisely, the sector grew by 59.72% and 33.56% respectively.
MSMED ACT
ENTERPRISES
&
DEFINITION
OF
MICRO,
SMALL
AND
MEDIUM
The Government of India has enacted the Micro, Small and Medium Enterprises
Development (MSMED) Act, 2006 on June 16, 2006 which was notified on
October 2, 2006