Chipper Maxton Character Analysis

I am only 41 pages into the book at the moment and I haven't seen very many characters yet, but the ones that have been introduced are very... special. One such character is named Chipper Maxton. He is a very self-centered, greedy, and lustful man that only took over ownership of his father's nursing home so that he could scam the residents and their families by skimming funds out of the payment that were meant for supplies and management for himself. He is having an affair with his secretary. Chipper only does things that would benefit him, and this is clearly shown if not through his dialogue then through the way the narrator describes him. The narrator also has an interesting way of narrating. They talk as if we are flying like ghosts and