Comparative Analysis of Investment Options
CHAPTER 1: INTRODUCTION
1.1 Purpose of the study
The purpose of the study is to know about investment avenues available in India, where do the people like to invest their savings, what are the various factors that they consider before investing in any financial instrument, to give a suggestion to the company where its funds lack in the market and how it should be rectified, to evaluate the consumer’s attitude towards saving and decision making regarding investments.
Savings form a very important part of the economy of any nation. People work hard for their entire lives to earn their living. From that they save some part in a hope that it will be used for future. These savings are generally invested with a hope to get good returns from it. This invested money earns us profit in a regular course. These profit margins depend upon the different investment avenues available in the market.
1.2 Company Profile
Infinity Finserv Pvt Ltd is a company founded jointly by: Abhinesh Kumar, Ex BDM at ICICI Prudential Mutual Fund and Mohit Gupta, Ex BA, Barclays Bank, UK. Today this company is managing over Rs 120 crores of assets vide more than 3000 clients. The company has developed unique advisory process: PLAN-INVEST-TRACK and has delivered their integrated financial planning process at their website- www.infirupee.com
Vision
To be recognised as a regional leader in the provision of high quality business, and investment services and products.
Mission
To add value and make a difference to the society, to our clients and ourselves
Values:
Accountability – we embrace profitability and consistency as the lifeblood of the organization.
Adaptability and Flexibility – we encourage an entrepreneurial mindset to consistently improve and solve non-standard problems through creativity.
Humility – we seek to listen and learn from others and guard against prideful attitudes.
Integrity – we are committed to intellectual honesty and reliability.
1.1 Purpose of the study
The purpose of the study is to know about investment avenues available in India, where do the people like to invest their savings, what are the various factors that they consider before investing in any financial instrument, to give a suggestion to the company where its funds lack in the market and how it should be rectified, to evaluate the consumer’s attitude towards saving and decision making regarding investments.
Savings form a very important part of the economy of any nation. People work hard for their entire lives to earn their living. From that they save some part in a hope that it will be used for future. These savings are generally invested with a hope to get good returns from it. This invested money earns us profit in a regular course. These profit margins depend upon the different investment avenues available in the market.
1.2 Company Profile
Infinity Finserv Pvt Ltd is a company founded jointly by: Abhinesh Kumar, Ex BDM at ICICI Prudential Mutual Fund and Mohit Gupta, Ex BA, Barclays Bank, UK. Today this company is managing over Rs 120 crores of assets vide more than 3000 clients. The company has developed unique advisory process: PLAN-INVEST-TRACK and has delivered their integrated financial planning process at their website- www.infirupee.com
Vision
To be recognised as a regional leader in the provision of high quality business, and investment services and products.
Mission
To add value and make a difference to the society, to our clients and ourselves
Values:
Accountability – we embrace profitability and consistency as the lifeblood of the organization.
Adaptability and Flexibility – we encourage an entrepreneurial mindset to consistently improve and solve non-standard problems through creativity.
Humility – we seek to listen and learn from others and guard against prideful attitudes.
Integrity – we are committed to intellectual honesty and reliability.
References: 1. Alex Wang (2011) “Younger Generations’ Investing Behaviors in Mutual Funds: Does Gender Matter?” published in The Journal of Wealth Management, Spring ( Vol. 13, No. 4: pp. 13-23) 2 3. Chalam G. V. (Dr) (2003) “Investors Behavioral Pattern of Investment and Their Preferences of Mutual Funds.” Published in SOUTHERN ECONOMIST, (vol.41, no. 19, pg. no: 13) 4 5. Mittal M. and R. K. Vyas(2008) “Personality Type and Investment Choice: An Empirical Study” published in The ICFAI UNIVERSITY Journal of Behavioral Finance, 5(3): 6-22. 6. Krishnamoorthi C (2009) “Changing Pattern of Indian Households: Savings in Financial Assets” published in RVS Journal of management. 7. Kar Pratip, Natarajan I and Singh J P (2000) “Survey of Indian Investors” published in SEBI-NCAER 8 9. Lalit Mohan Kathuria and Kanika Singhania(2010) “Investor Knowledge and Investment Practices of Private Sector Bank Employees” published in The Indian journal of commerce 10 11. N. Kathirvel (2009)“Investment Option with Reference to Insurance Products” published in SOUTHERN ECONOMIST 12 13. N. Geetha and Dr. M. Ramesh(2011) “A study on People’s Preferences in Investment Behaviour” published in the IJEMR, Vol 1, Issue 6 APPENDIX A