Credit Appraisal Process
ACKNOWLEDGEMENT
A journey is easier when we travel together. Interdependence is certainly more important than independence. It will always be my pleasures to thank those who have helped me in making this project a lifetime experience for me. I would like to express my heartiest gratitude to Bank of India, for giving me an opportunity to work with its Main Branch situated at Civil Lines, Allahabad, in the Department of Loans and Advances, my Institute and important persons associated with this project as without their guidance and hard work I would have never ever have got a chance to have real life experience of working with a Public Sector Bank of such a great repute and learn practically about the Credit Appraisal Process.
I would also like to extend my gratitude to Mr. Krishna Kumar Nigam (Chief Manager, Allahabad Branch) for giving me an opportunity to join him to know and learn various aspects of the Loans and Advances in the organization.
It is my privilege to thank Mr. B. C. Sharma (Industry Guide & Chief Mentor) whose guidance has made me learn and understand the finer and complicated aspects of banking, in general and of Credit Appraisal Process, in particular. The help and guidance which he has extended to me has made me feel as being an integral part of the organization.
My heartiest gratitude extend to my faculty Mr. Moin Uddin who has helped me in every aspect of my work.
The greatest credit goes to the blessings bestowed upon me by Almighty God without whose yearning; I could not have even moved a step forward and to my parents who are always a constant source of inspiration in all my endeavors.
A journey is easier when we travel together. Interdependence is certainly more important than independence. It will always be my pleasures to thank those who have helped me in making this project a lifetime experience for me. I would like to express my heartiest gratitude to Bank of India, for giving me an opportunity to work with its Main Branch situated at Civil Lines, Allahabad, in the Department of Loans and Advances, my Institute and important persons associated with this project as without their guidance and hard work I would have never ever have got a chance to have real life experience of working with a Public Sector Bank of such a great repute and learn practically about the Credit Appraisal Process.
I would also like to extend my gratitude to Mr. Krishna Kumar Nigam (Chief Manager, Allahabad Branch) for giving me an opportunity to join him to know and learn various aspects of the Loans and Advances in the organization.
It is my privilege to thank Mr. B. C. Sharma (Industry Guide & Chief Mentor) whose guidance has made me learn and understand the finer and complicated aspects of banking, in general and of Credit Appraisal Process, in particular. The help and guidance which he has extended to me has made me feel as being an integral part of the organization.
My heartiest gratitude extend to my faculty Mr. Moin Uddin who has helped me in every aspect of my work.
The greatest credit goes to the blessings bestowed upon me by Almighty God without whose yearning; I could not have even moved a step forward and to my parents who are always a constant source of inspiration in all my endeavors.
Bibliography: Materials provided by the Bank. Various sites including www.bankofindia.com. Direct interview with the customers. Studying various proposals.