ON
Credit appraisal system followed by SBI in case of SME
SUBMITTED BY
KOMAL A. CHAVAN.
ROLL NO.12301A0010
CLASS –SYBMS- A
SUBMITTED TO
VIDYALANKAR SCHOOL OF INFORMATION TECHNOLOGY
(AFFILIATED TO UNIVERSITY OF MUMBAI)
VIDYALANKAR MARG, WADALA (E), MUMBAI 400 037
UNDER THE GUIDANCE OF
PROF. VIJAY GAWDE.
IN PARTIAL FULFILLMENT OF
BACHELOR OF MANAGEMENT STUDIES DEGREE COURSE
UNIVERSITY OF MUMBAI
MUMBAI 400 032
1. Title
Credit appraisal system followed by SBI in case of SME (lalbaug branch)
2. Objective of the study
To study credit appraisal method.
To understand the credit commercial, financial & technical variability of the proposal
Proposed and finding pattern.
3. Literature Review/Survey
Credit appraisal, risk analysis and decision making by D.D Mukharjee.
( Bhattacharya, 2011)
“ Analyses lending strategies, credit appraisal, Risk analysis and lending decisions keeping in mind the broad framework of corporate banking strategy and help us understand better the vast and significant changes in financial market. Mumerious example from the world lof business have been provided to facilate better understanding.”
Credit appraisal, risk analysis and decision making by D.D Mukharjee.
(Bhattacharya., 2011) ( 5th edition )
The liberalization of the financial sector demands a new technology to cope with the rising pressures on the profitability of banks and financial sector institutions. Analyzing lending strategies, credit appraisal, risk analysis and lending decisions, while keeping in mind the
Broad framework of corporate banking strategy, this book emphasizes that lending is no longer an activity restricted to the assets side of the balance sheet. It must emanate from and fit snugly into the overall corporate objective of a lending organization and, in the process; it must integrate the expanding range of activities into the mainstream lending business.
An invaluable tool for practicing managers and students of
Bibliography: ( Bhattacharya, 2011) M.Y