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Dave Ramsey Chapter 1 Summary

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Dave Ramsey Chapter 1 Summary
Karla Beasley
Period 3
January 11, 2013
Chapter 1 summary

In chapter one, Dave Ramsey covers a lot of material. Mainly highlighting good saving habits and what to do with your money. By introducing the baby steps, Ramsey allows his viewers to set a plan for their money. Step one, putting 500- 1,000 dollars in an emergency fund (depending on their outcome). Step two, pay off all debt. Step three, three to six months expenses in savings. Step 4, invest 15% of household income to IRA and pre-tax retirement. Step 5, college funding. Step 6; pay off your home early. The final chapter 7, builds wealth and give. Other than the baby steps, several tips on saving money were introduced. Terms that Ramsey mentioned were amoral, compound

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