Deposit Mobilizzation
PROPOSAL REPORT
DEPOSIT MOBILIZATION
OF
“NEPAL CREDIT AND COMMERCE BANK LIMITED”
SUBMITTED TO:
Dr. Ram Kumar Phuyal
Uniglobe College
FACULTY OF MANAGEMENT
POKHARA UNIVERSITY
Submitted by:
Ritu Joshi
MBA (III Trimester)
20th February, 2013
CHAPTER I
INTRODUCTION
1.1 Study Background
For the development of any country, the financial sector of that country is responsible and must be strong. The financial sector is vast field, which comprises of banks, cooperatives, insurance companies, financial companies, stock exchange, foreign exchange markets, mutual funds etc. These institutions collect idle and scattered money from the general public and finally invest in different enterprises of national economy that consequently help in reducing poverty, increase in life style of people, increase employment opportunities and thereby developing the society and country as a whole. Thus, today’s concept, the financial institutions and commercial banks has become one of the bases for the measuring level of economic development of nation. Commercial banks are the main source which motivates people to save their earnings. Bank deals in accepting the saving of people in the form of deposit collection and invest it in the productive area. They give the loan to the people against real and financial assets. They transfer monetary sources from savers to users. In other words, they are intermediate between lender and receiver of fund they mobilize the depositor fund. Whereas in Nepal the role of joint venture banks are still to be realized as an essentials machine of mobilizing internal saving through various banking schemes in the economy. Hence, to uplift the backward economic condition of the country, the process of capital accumulation, among other prerequisites should be expedited.
This project report has been prepared as an output of the researcher’s internship experience in Nepal Credit and Commerce Bank Limited. Nepal Credit and Commerce Bank
DEPOSIT MOBILIZATION
OF
“NEPAL CREDIT AND COMMERCE BANK LIMITED”
SUBMITTED TO:
Dr. Ram Kumar Phuyal
Uniglobe College
FACULTY OF MANAGEMENT
POKHARA UNIVERSITY
Submitted by:
Ritu Joshi
MBA (III Trimester)
20th February, 2013
CHAPTER I
INTRODUCTION
1.1 Study Background
For the development of any country, the financial sector of that country is responsible and must be strong. The financial sector is vast field, which comprises of banks, cooperatives, insurance companies, financial companies, stock exchange, foreign exchange markets, mutual funds etc. These institutions collect idle and scattered money from the general public and finally invest in different enterprises of national economy that consequently help in reducing poverty, increase in life style of people, increase employment opportunities and thereby developing the society and country as a whole. Thus, today’s concept, the financial institutions and commercial banks has become one of the bases for the measuring level of economic development of nation. Commercial banks are the main source which motivates people to save their earnings. Bank deals in accepting the saving of people in the form of deposit collection and invest it in the productive area. They give the loan to the people against real and financial assets. They transfer monetary sources from savers to users. In other words, they are intermediate between lender and receiver of fund they mobilize the depositor fund. Whereas in Nepal the role of joint venture banks are still to be realized as an essentials machine of mobilizing internal saving through various banking schemes in the economy. Hence, to uplift the backward economic condition of the country, the process of capital accumulation, among other prerequisites should be expedited.
This project report has been prepared as an output of the researcher’s internship experience in Nepal Credit and Commerce Bank Limited. Nepal Credit and Commerce Bank
Bibliography: * Levin R. I and Rubin D.S. (2008), “Statistics for Management (7th Ed.)”, Pearson Prentice Hall. New Delhi * Sharma, Pushkar Kumar and Chaudhary, Arun Kumar (2058), “Statistical Methods”, Kathmandu: Khanal Books Prakashan. * Van Horne, C. James (2005), “Financial Management and Policy”, (12th Ed.), Pearson Prentice Hall, New Delhi.