Determining and Comparing Saudi Arabian Health Insurance Plan to Western Schemes

Birmingham Business School

Determining and Comparing Saudi Arabian Health Insurance Plan to Western Schemes

ID:
September

Contents
List of Tables. 4
List of Diagrams. 4
Abstract 5
Introduction 6
Part One: Saudi Arabia Overview and Currant Situation of Health care and health Insurance Provision.
1. General Profile of Saudi Arabia. 9
2. The Need for Health Care in Saudi Arabia. 9
3. Health Care System in Saudi Arabia. 10
4. Health Insurance Provision in Saudi Arabia. 12
Part Two: Future Trend of Saudi Arabian Health Insurance Provision.
1. Health Insurance Growth in Saudi Arabia. 18
2. Future Plan for Health Insurance Scheme in Saudi Arabia. 18
Part Three: Comparing and Analysing the Health Insurance Schemes within Western Countries to Saudi Arabian Scheme.
1. The United Kingdom Health Care Provision and Private Medical Insurance. 21 1. National Health Service System. 21 2. The UK Private Medical Insurance 23
1. The United States of America Health Care Provision and Health Insurance. 26 1. Health Care System in USA. 26 2. The USA Private Health Insurance. 27
2. Australian Health Care System and Private Health Insurance Provision. 30 1. Australian Health Care System. 30 2. Australian Private Health Insurance Scheme. 31
3. Compression and Analysis: Saudi Arabia, UK, USA and Australia. 34 1. Beneficiaries: Saudi Arabia vs. UK. 40 2. Financiers: Saudi Arabia vs. Australia. 41 3. Regulator: Saudi Arabia vs. UK. 43 4. Providers: Saudi Arabia vs. USA. 44 5. Government: Saudi Arabia vs. Australia. 45
4. Research Findings and Key Learning. 48 1. Key Findings of Compression. 48 2. Key Learning by Saudi Arabia from Western Health Insurance Provision. 49
Conclusion. 51
Bibliography. 52

List of Tables
Table No.1: Saudi Arabian Health Insurance Provision Analysis. 34
Table No.2: United Kingdom Private Medical Insurance Provision Analysis. 35
Table No.3: USA Health Insurance Provision Analysis. 37
Table

Bibliography: Abbadi, T. (2005). Insurance Opened Further to Foreigners. International Financial Law, Aug2005, Vol. 24 Issue 8, p62-63, 2p.   AlRasheed, M. (2002). A History of Saudi Arabia. Cambridge, UK: Cambridge University Press.   Berkowitz, Eric N. (1990). Interview: The British Health System: will it work for America?. Journal of Health Care Management, Jun 1990, Vol. 10 No.2, p42-46, 5p.   Besley, T. Hall, J. and Preston, I. (1998). Private and Public Health Insurance in the UK. European Economic Review, May 98, Vol. 42 issue 3-5, p 491-497, 7p.   Bevan, A. (1946). In Place of Fear. London; MacGibbon and Kee.   CMS CMS. (February 2007). National Health Expenditures, http://www.cms.hhs.gov/NationalHealthExpendData/downloads/proj2006.pdf   Cooksey, D   Colvin, G. (2008). Making Health-Care History. Fortune International (Europe), 6/9/2008, Vol. 157 Issue 11, p12-12, 1p.   Council of Cooperative Health Insurance, Saudi Arabia (2008). CCHI Duties and Responsibilities. http://www.cchi.gov.sa/secretariat/Pages/responsibilities.aspx (accessed in July 12th, 2008)   Council of Cooperative Health Insurance, Saudi Arabia (2008)   Curtin, L. (1996). Reclaiming the Power to Heal. Nursing Management, Jul96, Vol. 27 Issue 7, p7-8, 2p.   Darzi (2008). Our NHS – Secured Today For Future Generation. High Quality Care for All – NHS next stage review report. Department of Health, UK. Resource: www.dh.gov.uk.   Dean, R. (2006). Global Insurers See Rich Sean Ready to be mined in Saudi Arabia. Financial Times. London (UK): Oct 19, 2006. p. 11.   Department of Health, UK (2008). Sixty Years of National Health Service, a proud past and healthy future. DH publication in July 2nd, 2008.   Diamond, P. (1992). Organising the Health Insurance Market. The Econometric Society, Nov 1992; Vol. 60. No. 6; p 1233-1254.   Financial Ombudsman Service (FOS) website. FOS forming and responsibilities. www.financial-ombudsman.org.uk (accessed in 30th July, 2008)   Financial Service Authority (FSA) website   Goodman, H. and Waddington C. (1993). Financing Health Care. UK: Oxfam Practical Health Guide No. 8. Oxfam.   Hetherington, R., Hopkins, C. and Roemer, M. (1975). Health Insurance Plans: Promise and Performance. USA: Wiley – Interscience publication; John Wiley & Sons Inc.   Hoffman, B. (2003). Health Care Reform and Social Movements in the United States. A journal from American Journal of Public Health, Jan2003, Vol. 93 Issue 1, p75-85, 11p.   Hunter, David J. (1983). Back to Black. Public Administration (Royal Institute of Public Administration), Summer 1983. Vol. 61; p209-216   Jonas, S., Goldsteen, R   Judith, A. (1995). Health Policy and the NHS. Towards 2000. Second edition, London: Longman; Social Policy in Britain Series.   Mossialos, E., Dixon, A., Figueras, J. and Kutzin J. (2007). Financing Health Care: Options for Europe. Glasgow: Bell & Bain Ltd; Open University Press; European Observatory on Health Care Systems Series.   Mufti, M. (2000). Healthcare Development Strategies in the Kingdom of Saudi Arabia. US: Kluwer Academic, Plenum Publisher: Springer.   National Centre for Documents and Archive. (1992). Saudi Arabian Royal Decree No. A/90: Basic System of Government. 2nd March, 1992. http://www.ncda.gov.sa (accessed in June 23rd 2008).   National Centre for Documents and Archive. (1999). Saudi Arabian Royal Decree No. M/10: Cooperative Health Insurance System. 13th August, 1999. http://www.ncda.gov.sa (accessed in July 14th, 2008).   National Centre for Documents and Archive. (2002). Saudi Arabian Ministry of Health Resolution No. O/23/460: Cooperative Health Insurance Implication System. June 9th, 2002. http://www.ncda.gov.sa (accessed in July 14th, 2008).   National Centre for Documents and Archive. (2002). Saudi Arabian Royal Decree No. M/11: Health Care System. 5th June, 2002. http://www.ncda.gov.sa (accessed in July 12th, 2008).   Nealis, W. (2006). Building a Movement for Health Care: Key to Organise the Unorganised. A journal from Working USA: The Journal of Labor and Society, March 2006, Vol. 9 Issue 1, p79-97, 19p.   Obama, B. (2008). Barack Obama 's Plan for Healthy American. A suggested plan to improve US health care. http://www.barackobama.com/issues/healthcare/   Phelps, C   Private Health Insurance Industry Profile (2004). Private Health Insurance in the United Kingdom. Datamonitor; United Kingdom, Nov. 2004. p1, 18p.   Propper, C., Rees, H. and Green K. (2001). The Demand for Private Medical Insurance in the UK: A Cohort Analysis. Economic Journal, May 2001, Vol. 111, Issue 471, 4 Chapter, 4 Group.   Richard, H. (1992). Investment in Saudi Arabia: A legal Minefield. A Journal from International Financial Law Review. Washington: Sep/Oct 2004. p. 66. 5p.   Saudi Arabian Monetary Agency (2003). Saudi Arabian Royal Decree No. M/32: Law On Supervising of Cooperative Insurance Companies 1st August, 2003. http://www.sama.gov.sa/ar/insurance (accessed in July 11th, 2008)   Saudi Arabian Monetary Agency (2008)   Shi, L., Singh, D. (2003). Delivering Health Care In America. Third Edition. Sudbury; Jones & Bartlett Publishers.   Smith, P. C. (2005). Performance Measurement in Health Care: History, Challenges and Prospects. A journal from Public Money & Management, Aug 2005, Vol. 25 Issue 4, p213-220, 8p. Added   Solovy, A   Taylor, A. and Ward, D. (2006). Consumer Attributes and the UK market for private medical insurance. The International Journal of Bank Marketing. Bradford, 2006. Vol. 24, Iss 7; p.444.   US Census Bureau. US Census Bureau News. http://www.census.gov/Press-Release/www/releases/archives/income_wealth/005647.html. (accessed in Aug 2nd, 2008)