Employee Benfits at Nokia
Nokia Benefits Overview 2012
• Provide market competitive benefits at a cost affordable to the business and employees who must pay for them.
• Actively encourage to lead healthy lifestyles to maximize their personal and professional potential.
• Actively pursue tools which give participants more information and control over their care.
• Make the experience of using benefits simple, positive and efficient.
• Rather than passing costs to all employees, users pay more. Insurance is protection against financial ruin, not against all expenses.
• Provide tools that give participants more information and control over their care.
Medical, Dental & Vision Plans
201 0 benefit s o verview
• United Healthcare Choice Plus PPO
• United Healthcare Low Bridge PPO
• United Healthcare High Deductible Plan
• Kaiser Permanente HMO California
• Tufts HMO Annual Deductibles
Individual
Deductible will apply to employee only coverage.
Family
The total combined expenses of all covered family members must meet the family deductible before the plan begins to pay benefits for any covered individual. After the family deductible has been met, no additional deductibles are required.
Inpatriates will be eligible for specific benefits:
• Healthcare and Dependent Care Flexible Spending Accounts (FSA) - Annual Enrollment or Status Change • Commuter Expense Reimbursement Account (CERA) • Hyatt Legal
Enrollment in these benefits is subject to the same enrollment guidelines for U.S. participants.
Additional Benefits
| |Fully Covered
• Provide market competitive benefits at a cost affordable to the business and employees who must pay for them.
• Actively encourage to lead healthy lifestyles to maximize their personal and professional potential.
• Actively pursue tools which give participants more information and control over their care.
• Make the experience of using benefits simple, positive and efficient.
• Rather than passing costs to all employees, users pay more. Insurance is protection against financial ruin, not against all expenses.
• Provide tools that give participants more information and control over their care.
Medical, Dental & Vision Plans
201 0 benefit s o verview
• United Healthcare Choice Plus PPO
• United Healthcare Low Bridge PPO
• United Healthcare High Deductible Plan
• Kaiser Permanente HMO California
• Tufts HMO Annual Deductibles
Individual
Deductible will apply to employee only coverage.
Family
The total combined expenses of all covered family members must meet the family deductible before the plan begins to pay benefits for any covered individual. After the family deductible has been met, no additional deductibles are required.
Inpatriates will be eligible for specific benefits:
• Healthcare and Dependent Care Flexible Spending Accounts (FSA) - Annual Enrollment or Status Change • Commuter Expense Reimbursement Account (CERA) • Hyatt Legal
Enrollment in these benefits is subject to the same enrollment guidelines for U.S. participants.
Additional Benefits
| |Fully Covered