Example Presentation Script

EXAMPLE PRESENTATION SCRIPT The following is an example script for the Are You Credit Wise? presentation. (Slide 1) Hi, my name is ______ and I’m a Junior studying _____________. I’m here today to talk about smart money management. I’m sure it’s everyone’s favorite discussion topic. But, we promise over the next 30 minutes you will learn a lot and might even have a little fun. This workshop is part of the "Are You Credit Wise?" peer education campaign developed by MasterCard Worldwide. Before we begin, I wanted to highlight exactly what we want you to take away from this presentation. - First and most important -- HOW to Budget - Second, HOW to deal with your credit card or cards - Third, HOW to read and obtain your credit report Speaking of credit cards, I wanted to take a quick survey of the room. Raise your hand if you:
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Have one credit card? Have more than one credit card? Have $100 debt on your credit card right now? Have between $100- $500 debt on your card? Lastly, have between $500 - $1000 debt on your card?

I won’t even ask who has more than $1000 debt on their credit cards, because I don’t feel like raising my hand right now. For those of you who have $1000 on you credit cards: How long do you think it will take you to pay off that $1000 if you only make the minimum payment each month? (Slide 2)

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That’s right. It can take as many as 5 years to repay. Repeatedly making minimum payments increases the time it takes to pay off and nearly doubles the amount you’ll actually pay because of interest. (Slide 3/4) I want to ask everyone a few questions –
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Do you pay bills late or skip payments? Do you bounce checks or overdraw your account? How about take extra jobs to pay your credit card bills? Or use one credit card to pay off another? What about call the parents to help pay for credit card bills?

If you answered yes to ANY of these questions – it’s time to change how you manage your money. It just takes a little effort –