Exm 2499 Elective Banking Management Part 1
National Institute of Business Management
Chennai - 020
EMBA/ MBA
Elective: Banking Management (Part -1)
Attend any 4 questions. Each question carries 25 marks
(Each answer should be of minimum 2 pages / of 300 words)
1. Explain the non-negotiable areas of labour management in an enterprise to see how the objective of efficiency and stability were carried through.
2. Explain performance budgeting exercise as a tool for deposit mobilization.
3. Explain the factors the branch manager has to take into account at the time of preparation of the budget.
4. Write an essay on Globalization in the Banking Industry.
5. Examine the economic functions of banks.
6. Explain Fractional-reserve banking.
25 x 4=100 marks
Answers
2. Explain performance budgeting exercise as a tool for deposit mobilization.
Performance budgeting can be defined as budgeting for the performance of an individual or an organization. In the context of an organization what is required is to set some broad objectives for the organization at the top management level and motivate the employees in such a manner that they also feel like setting some individual goals, which are nevertheless complementary to the goals for the organization.
Performance budgeting exercise is elucidated in the below steps:
1. Defining the Commanding Area:
The concept of command areas is a highly dynamic one, having relevance only to a particular budget year. This means that the command areas of branch need not be the same for all years on the other hand, it should be changed as and when the branch has tapped the full potential of the area. Again there is another wrong concept about the command areas that it should be geographically contiguous areas around the branch.
Actually the command areas of a branch should be the possible main areas, which the branch can effectively serve during the particular years, as felt by the branch manager and the staff. Thus branch can have as its command area, a whole village,
Chennai - 020
EMBA/ MBA
Elective: Banking Management (Part -1)
Attend any 4 questions. Each question carries 25 marks
(Each answer should be of minimum 2 pages / of 300 words)
1. Explain the non-negotiable areas of labour management in an enterprise to see how the objective of efficiency and stability were carried through.
2. Explain performance budgeting exercise as a tool for deposit mobilization.
3. Explain the factors the branch manager has to take into account at the time of preparation of the budget.
4. Write an essay on Globalization in the Banking Industry.
5. Examine the economic functions of banks.
6. Explain Fractional-reserve banking.
25 x 4=100 marks
Answers
2. Explain performance budgeting exercise as a tool for deposit mobilization.
Performance budgeting can be defined as budgeting for the performance of an individual or an organization. In the context of an organization what is required is to set some broad objectives for the organization at the top management level and motivate the employees in such a manner that they also feel like setting some individual goals, which are nevertheless complementary to the goals for the organization.
Performance budgeting exercise is elucidated in the below steps:
1. Defining the Commanding Area:
The concept of command areas is a highly dynamic one, having relevance only to a particular budget year. This means that the command areas of branch need not be the same for all years on the other hand, it should be changed as and when the branch has tapped the full potential of the area. Again there is another wrong concept about the command areas that it should be geographically contiguous areas around the branch.
Actually the command areas of a branch should be the possible main areas, which the branch can effectively serve during the particular years, as felt by the branch manager and the staff. Thus branch can have as its command area, a whole village,