|Individual |Review the Working in Groups videos located on your student website. Choose three of the four|By Monday, the |8…
I find the platform to be user friendly and very well structured and most importantly it simplifies the student’s course organization.…
Forums –where the instructor and students will post daily. I like the way that this is organized as it seems very logical to follow. From my understanding this will be how I communicate to everyone else in the class including the instructor, and my Learning Team.…
Everyone who wants to go to college is often faced with the same fact, how will I pay? Students often go with the options of taking loans, after much consideration and research, research sometimes based on essays written by authors. Even though Carey and Wilson both address the debt college could put someone in. Wilson provides a more convincing argument due to the fact that he gives more information on statistics of student loans, more information about loans, and an unbiased opinion.…
7. Where on your student Web site will you be able to find your schedule and course grades for all courses completed to date?…
Selingo states “As a result, many students find it easier to just take out loans…
I use the syllabus to make sure I complete my assignments on time. I can also find out most of the information I need to know about the class and my instructor’s policies.…
When you first enter the classroom you see the homepage. On the home page there is the calendar for the week, assignments for the week in the middle and the blue navigation bar. Other items on the screen is my name, course title, and a search bar. The tabs are the little house, calendar, tasks, resources, connect, reports, and announcements.…
Delisle discusses how $650 billion of $845 billion in student loans are Federal loans. Unsubsidized Stafford loans have a 6.8 percent fixed interest rate, but are the most widely available loan. A temporary reduction on the interest rate of this loan expires this year, leaving many people puzzled. The federal government is making money off of student loans as it is charging students a higher interest rate on the loan for the student than the federal government is being charged to borrow. The article further discusses the history of the federal student loan interest rates and how the interest rate continues to increase causing House Democrats to say “Congressional Republicans… have allowed student loan interest rates to increase, making student loans harder to repay.” That being said, the federal government does offer loans at a lower interest rate than could be found elsewhere, especially on the private market. While many students may have difficult repaying their college loan debt, other students may find the loans affordable.…
Click on the "Sign In" button located in the "Manage My Direct Loan" box. The Sign In page will appear.…
For many, student loans are the only way to finance one’s education. Paying out of pocket simply isn’t a reality for most, so they rely on state and national government to provide them the funds to attend school, buy textbooks, and even pay for room and board. Sign on the dotted line, and suddenly a subsidized or unsubsidized loan shows up as a credit on your student account. Any overage is paid to you by check to cover incidentals. This process gets repeated every semester, for as long as you attend school. It all seems very easy and acceptable - until you graduate (or don’t graduate, whichever the case may be). The day you leave school, a six-month clock starts ticking toward your first payment. Oh wait, you mean school costs money?…
As a senior in high school you most likely know if you want to go to college. What you don’t know is how much debt you are going to be in years after you graduate from college. Low income students receive some type of aid, but it is not enough. Colleges tell you that they will pay for your education if you…
Robin Wilson states that students who get student loans, go to college, and graduate are better off than the ones who don’t go to college at all. Especially the ones who end up with high paying jobs. In her article “A lifetime of Student Debt? Not Likely.” She talks about students who attend college and take out student loans. A great student can be one that ends up in the most debt, and a not so great student could be one that doesn’t have to pay back as much. It all depends on how wise you are with money. Wilson talks about how students take out more than they need, they spend the money on unnecessary things such as clothes or video games, these students will be the ones that will spend the rest of their lives paying back their loans. About eight percent of american students borrow at least double the national average, these students are borrowing more than they need. Some students choose defer their student loan payments, one of the major problems with this is the interest rates will go up, therefore, putting the student farther and farther into debt.…
4. What did you learn from your classmates’ discussion board responses that will help you become a more successful student? I have learned that a lot of my classmates and I have the same daily issues and that if I improve on my time management skills I should have no problem combining my work, school , and social life into my daily routine…
There are two types of student loans. One is federal loans and the other is private loans. Federal loans are based on financial needs. The U.S. Department of Education offers these loans and it pays for expenses…