Financial risk is the risk of financial performance of all enterprises , the financial activities of enterprises in the process, due to a variety of unpredictable or uncontrollable factors that effect , is the company's actual return and expected return deviation occurs , which may suffer economic losses possibilities.
( Two ) the characteristics of financial risk
The occurrence of an enterprise financial risk characteristics generally have to
( A ) generating and accumulation of objective necessity . Financial crisis is a market economy under the conditions of the inevitable product of enterprise fund movement is independent of the subjective will exist outside of , is that people can not refuse and exclusion . Financial crises have a process from quantitative to qualitative change , when a variety of reasons gradually accumulated to a certain extent , the financial crisis prone .
( 2 ) the outbreak of progressive and unintentional nature . Financial crisis by many objective and subjective factors, of which a considerable number of factors that have progressive and accidental , therefore, unaware of business entities in the case of mistakes , and in the case of the unconscious and its assumed these mistakes consequences .
( 3 ) causes the diversity and complexity. As business environment , production management and diversification of financial behavior , resulting in the diversification of business failure behavior , triggering the financial crisis, the incentives are also diverse.
( 4 ) and potentially catastrophic consequences . Once the financial crisis occurred , it may lead to bankruptcy . Meanwhile , it is a potential consequence of this , compared to its judgment prediction occurs much more difficult to predict .
( Three ) the main reason for the formation of financial risk Risks can be divided into natural and man-made risks risk , which also includes the risk of