financial statement analysis
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Ratio Analysis
Current Ratio
Table: Current ratio.
Current Ratio
2010
2011
2012
1.20
1.23
4.78
Source: Annual report 2010-12.
Quick Ratio
Table: Quick ratio.
Quick Ratio
2010
2011
2012
1.20
1.23
4.78
Source: Annual report 2010-12
Total Debt to Assets Ratio
Table: Total debt to assets ratio.
Total Debt to Assets Ratio
2010
2011
2012
0.051
0.526
0.058
Source: Annual report 2010-12.
Total Debt to Equity Ratio
Table: Total debt to equity ratio.
Total Debt to Equity Ratio
2010
2011
2012
0.677
0.472
0.657
Source: Annual report 2010-12
Equity Multiplier
Table: Equity Multiplier.
Equity
Multiplier
2010
2011
2012
13.14
8.97
11.31
Source: Annual report 2010-12.
Earnings per Share
Table: Earning per share.
Earnings Per Share
2010
2011
2012
2.15
1.81
2.25
Source: Annual report 2010-12.
Price Earnings Ratio
Table: Price earnings ratio.
Price
Earnings Ratio
2010
2011
2012
24.53
14.51
8.61
Source: Annual report 2010-12.
Return on Assets
Table: Return on assets
Return on Assets
2010
2011
2012
2.39%
2.70%
2.75%
Source: Annual report 2010-12.
Time Interest Coverage Ratio
Table : Time interest coverage ratio
Time Interest Coverage Ratio
2010
2011
2012
15.31%
11.51%
14.15%
Source: Annual report 2010-12.
Dividend per Share
Table: Time interest coverage ratio
Dividend per share
2010
2011
2012
1.39
1.05
1
Source: Annual report 2010-12.
Dividend Pay out Ratio
Table: Time interest coverage ratio
Ratio Analysis
Current Ratio
Table: Current ratio.
Current Ratio
2010
2011
2012
1.20
1.23
4.78
Source: Annual report 2010-12.
Quick Ratio
Table: Quick ratio.
Quick Ratio
2010
2011
2012
1.20
1.23
4.78
Source: Annual report 2010-12
Total Debt to Assets Ratio
Table: Total debt to assets ratio.
Total Debt to Assets Ratio
2010
2011
2012
0.051
0.526
0.058
Source: Annual report 2010-12.
Total Debt to Equity Ratio
Table: Total debt to equity ratio.
Total Debt to Equity Ratio
2010
2011
2012
0.677
0.472
0.657
Source: Annual report 2010-12
Equity Multiplier
Table: Equity Multiplier.
Equity
Multiplier
2010
2011
2012
13.14
8.97
11.31
Source: Annual report 2010-12.
Earnings per Share
Table: Earning per share.
Earnings Per Share
2010
2011
2012
2.15
1.81
2.25
Source: Annual report 2010-12.
Price Earnings Ratio
Table: Price earnings ratio.
Price
Earnings Ratio
2010
2011
2012
24.53
14.51
8.61
Source: Annual report 2010-12.
Return on Assets
Table: Return on assets
Return on Assets
2010
2011
2012
2.39%
2.70%
2.75%
Source: Annual report 2010-12.
Time Interest Coverage Ratio
Table : Time interest coverage ratio
Time Interest Coverage Ratio
2010
2011
2012
15.31%
11.51%
14.15%
Source: Annual report 2010-12.
Dividend per Share
Table: Time interest coverage ratio
Dividend per share
2010
2011
2012
1.39
1.05
1
Source: Annual report 2010-12.
Dividend Pay out Ratio
Table: Time interest coverage ratio
Bibliography: 1. Annual Report of Social Islami Bank Limited (2010) 2. Several Booklets from Social Islami Bank Ltd. 3. Several Newsletter s from Social Islami Bank Ltd. 4. Social Islami Bank web site, www.al-arafahbank.com 5. Credit Operational Manual of Social Islami Bank Limited. 6. ‘SHARIAH MANUEL’ published by Social Islami Bank Limited. 7. www.siblbd.com, www.islamibankbd.com 8. www.bangladeshbank.org 9. www.wikipedia.org