Contents
► Executive Summary
► Introduction
► About State Bank of India
► Industry Role & Financial Analysis
► Share Price
► Competitors
► Financial Statement Analysis
► Ratio Analysis of Performance Indicators
► About ICICI Bank
► Comparison with the Competitor
► Risk Management
► Conclusion
► Recommendations
► References
Executive Summary Financial statement analysis is defined as the process of identifying financial strengths and weaknesses of the firm by properly establishing relationship between the items of the balance sheet and the profit and loss account. It also helps to analyse the financial results, position and condition of the companies in the market. It is usually derived from the annual reports or financial reports of the company. Financial analysis is the selection, evaluation, and interpretation of financial data, along with other pertinent information, to assist in investment and financial decision-making. Financial analysis may be used internally to evaluate issues such as employee performance, the efficiency of operations, and credit policies, and externally to evaluate potential investments and the credit-worthiness of borrowers, among other things. It also helps us to know the potential growth and comparative position in the market.
Introduction
India continues to be well placed to achieve robust economic growth in a challenging environment. The Indian Banking sector, which supports 6.73% of the country’s GDP, is one of the largest employment providers in the current workforce. Ranging from government banks to private banks, the country has witnessed a huge turnover in recent years by providing financial assistance and loans to various sectors like housing, small scale businesses, agriculture, etc. During the recent financial crisis, the Indian banking sector performed outstandingly and maintained their balance sheets positive. In this assignment lets see the Financial Statement
References: “India’s top 10 brands”. Business.rediff.com. retrieved 26 Oct 2010 Kneale, Klaus (6May 2009) “ World’s most Reputable Companies: The Rankings” Forbes The Evolution of the State Bank of India (The Era of the Imperial Bank of India, 1921-1955) (Volume III) http://en.wikipedia.org/wiki/Financial_statement_analysis