HDFC
PRESENTED BY:
Amrit Shabaz Kaur
INTRODUCTION OF BANKING
Bank is an institution that deals in money and its substitutes and provides crucial financial services.
The principal type of baking in the modern industrial world is commercial banking & central banking.
ORIGIN OF WORD BANK:
The origin of the word bank is shrouded in mystery.
[
According to one view point the Italian business house carrying on crude from of banking were called banchi bancheri"
According to another viewpoint banking is derived from
German word "Branck" which mean heap or mound.
In England, the issue of paper money by the government was referred to as a raising a bank.
FUNCTIONS OF BANKS
PRIMARY FUNCTIONS
Acceptance of Deposits
Making loans & advances
Loans
Overdraft
Cash Credit
Discounting of bills of exchange
SECONDARY FUNCTIONS
Agency functions
Collection of cheques & Bills etc.
Collection of interest and dividends.
Making payment on behalf of customers
Purchase & sale of securities
Facility of transfer of funds
To act as trustee & executor.
CLASSIFICATION ON BASIS OF OWNERSHIP
PUBLIC SECTOR BANK
PRIVATE SECTOR BANKS
CO-OPERATIVE BANKS
CLASSIFICATION ACCORDING TO FUNCTION
COMMERCIAL BANKS
SAVING BANKS
FOREIGN EXCHANGE BANKS
INDUSTIRAL BANKS
INDIGENIOUS BANKS
CENTRAL BANK
AGRICULTURAL BANK
RECENT DEVELOPMENTS IN INDIAN BANKING
SYSTEM
The growth was mainly driven by a expansion in low cost deposits and growth in agricultural and large corporate credit. COMPANY PROFILE
HDFC BANK
The Housing Development Finance Corporation
Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of
India (RBI) to set up a bank in the private sector, as part of the RBI's liberalization of the Indian
Banking Industry in 1994.
Objective:
HDFC Bank is a young and dynamic bank, with a youthfuland enthusiastic team determined to accomplish the vision
Amrit Shabaz Kaur
INTRODUCTION OF BANKING
Bank is an institution that deals in money and its substitutes and provides crucial financial services.
The principal type of baking in the modern industrial world is commercial banking & central banking.
ORIGIN OF WORD BANK:
The origin of the word bank is shrouded in mystery.
[
According to one view point the Italian business house carrying on crude from of banking were called banchi bancheri"
According to another viewpoint banking is derived from
German word "Branck" which mean heap or mound.
In England, the issue of paper money by the government was referred to as a raising a bank.
FUNCTIONS OF BANKS
PRIMARY FUNCTIONS
Acceptance of Deposits
Making loans & advances
Loans
Overdraft
Cash Credit
Discounting of bills of exchange
SECONDARY FUNCTIONS
Agency functions
Collection of cheques & Bills etc.
Collection of interest and dividends.
Making payment on behalf of customers
Purchase & sale of securities
Facility of transfer of funds
To act as trustee & executor.
CLASSIFICATION ON BASIS OF OWNERSHIP
PUBLIC SECTOR BANK
PRIVATE SECTOR BANKS
CO-OPERATIVE BANKS
CLASSIFICATION ACCORDING TO FUNCTION
COMMERCIAL BANKS
SAVING BANKS
FOREIGN EXCHANGE BANKS
INDUSTIRAL BANKS
INDIGENIOUS BANKS
CENTRAL BANK
AGRICULTURAL BANK
RECENT DEVELOPMENTS IN INDIAN BANKING
SYSTEM
The growth was mainly driven by a expansion in low cost deposits and growth in agricultural and large corporate credit. COMPANY PROFILE
HDFC BANK
The Housing Development Finance Corporation
Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of
India (RBI) to set up a bank in the private sector, as part of the RBI's liberalization of the Indian
Banking Industry in 1994.
Objective:
HDFC Bank is a young and dynamic bank, with a youthfuland enthusiastic team determined to accomplish the vision