Hdfc Bank Financial Analysis
A
EXECUTIVE SUMMARY
“Undertake something is difficult, It will do you good,
Unless you try to do something
Beyond what you have already mastered You will never grow”.
RONALDE. OSBORN
I did my training in HDFC BANK BANGALORE,.
The concept of this project is to check whether HDFC BANK is performing well year after year or lacking in performance. The performance can be evaluated by doing Financial Analysis of Financial Statements of Bank. The purpose of this project is to evaluate the performance of HDFC BANK. It primarily aims at learning the various factors that can help I evaluation process. I have tried to find out the reasons or ground where it is lacking. I have also tried to find out the areas of improvement.
In order to do financial analysis of co. the various tools like RATIO
ANALYSIS, COMPARATIVE FINANCIAL STATEMENT AND TREND PERCENTAGES have been used. In statistical tools, I’ve used
CORRELATION, TIME SERIES ANALSIS (TREND VALUES) .In Hypothesis testing, I’ve used ANOVA TEST. The project also includes objective of study, Research Methodology, Analysis and Interpretation, findings recommendations limitation of study conclusion bibliography and annexure.
6
INTRODUCTION OF BANKING
MEANING AND DEFINITION:
Bank is an institution that deals in money and its substitutes and provides crucial financial services. The principal type of baking in the modern industrial world is commercial banking & central banking.
Banking Means "Accepting Deposits for the purpose of lending or Investment of deposits of money from the public, repayable on demand or otherwise and withdraw by cheque, draft or otherwise."
-Banking Companies (Regulation) Act,1949
The concise oxford dictionary has defined a bank as "Establishment for custody of money which it pays out on customers order." Infact this is the function which the bank performed when banking originated.
"Banking in the most general sense, is meant the business of
EXECUTIVE SUMMARY
“Undertake something is difficult, It will do you good,
Unless you try to do something
Beyond what you have already mastered You will never grow”.
RONALDE. OSBORN
I did my training in HDFC BANK BANGALORE,.
The concept of this project is to check whether HDFC BANK is performing well year after year or lacking in performance. The performance can be evaluated by doing Financial Analysis of Financial Statements of Bank. The purpose of this project is to evaluate the performance of HDFC BANK. It primarily aims at learning the various factors that can help I evaluation process. I have tried to find out the reasons or ground where it is lacking. I have also tried to find out the areas of improvement.
In order to do financial analysis of co. the various tools like RATIO
ANALYSIS, COMPARATIVE FINANCIAL STATEMENT AND TREND PERCENTAGES have been used. In statistical tools, I’ve used
CORRELATION, TIME SERIES ANALSIS (TREND VALUES) .In Hypothesis testing, I’ve used ANOVA TEST. The project also includes objective of study, Research Methodology, Analysis and Interpretation, findings recommendations limitation of study conclusion bibliography and annexure.
6
INTRODUCTION OF BANKING
MEANING AND DEFINITION:
Bank is an institution that deals in money and its substitutes and provides crucial financial services. The principal type of baking in the modern industrial world is commercial banking & central banking.
Banking Means "Accepting Deposits for the purpose of lending or Investment of deposits of money from the public, repayable on demand or otherwise and withdraw by cheque, draft or otherwise."
-Banking Companies (Regulation) Act,1949
The concise oxford dictionary has defined a bank as "Establishment for custody of money which it pays out on customers order." Infact this is the function which the bank performed when banking originated.
"Banking in the most general sense, is meant the business of