Nowadays, many 80'S young people think that it is unattainable to buy a real estate. They just graduated from college or university, everything is hard in the beginning, the first few years of social work. They cannot afford to buy a real estate is a common case. To buy a real estate, Besides depending government policy, all depending how you savings and financial planning.
Lots of 80'S young people use their salary to buy the clothes, chase the brand or travel a lot of different place of the world. If they are really want to buy a real estate, they should give up to buy the luxury things. Regardless of their income, those who spend their full monthly wages. They indulge leisure and entertainment. They do not focus on savings and financial planning.
[Zheng, W.C. (2013)]
Thus it can be seen, 80'S young people, who are very weakness in financial planning. Even they have considerable income, they still difficult to pay the first installment of income and contributions. Chances are opened for the prepared while destiny is preserved for the endeavored.
Savings and Plans
As long as there is good planning and savings, you can investment first then get rich. Strictly Savings- Use three years or more to develop a savings plan for their ability. I suggested that save part of the income to prepare for the first phase, new home layout and decoration. [Oriental Daily HK (2011)]
How to manage money we need to have a formation of rational consumption habits, we need to know what is the difference between needs and learn what to buy and enhanced financial awareness, a scientific financial outlook. 80's young people can also periodically adjusted according to their financial situation portfolios.
Government
More importantly, how the government to resolve deep-rooted conflicts in Hong Kong as soon as possible, establish a social core beliefs, as well as government and community groups