Conventional
Islamic
1. Personal Financial Services
I. Credit Cards
Offering you tangible savings and everyday privileges
II. Investment
1. Personal Financial Services-i
I. Deposits
Our deposit products are offered under the Shariah contract of Wadiah Yad Dhamanah and Mudharabah (Profit Sharing), which are in accordance with the Shariah principles. Based on the Wadiah concept, your savings account will be entitled to Hibah (gift) at the bank’s discretion. Our Mudharabah Savings Account-i and Current Account-i pays monthly dividend based on mutually agreed Profit Sharing Ratio (PSR).
II. Investment-i
With HLISB Investment Accounts, investment is prudently managed in accordance with the Shariah principles. HLISB investment products are offered under shariah contract of the Mudharabah (Profit sharing) and pays dividend based on mutually agreed profit sharing ratio.
III. Wealth Management
HLISB believe that in order to maximize opportunities and manage risk to diversify when investing. Unit Trust is one investment option that would provide for such diversification while catering to customers risk appetite, in working towards achieving your financial goals.
To meet customer needs to protect your loved ones and your wealth, HLISB has the best solution for all, namely Takaful products and Will Writing.
IV. Consumer Financing
Hong Leong CM Flexi Property Financing-i
The benefits of floating rate and at the same time, peace of mind knowing that customer are protected against extreme rate hikes beyond prescribed ceiling rates. Finance the dream property with HLISB flexible and attractive package based on Shariah concept of Commodity Murabahah.
Hong Leong Auto Financing –i
A total car financing package that would satisfy customer needs. Based on Shariah concept of Al Ijarah Thumma Al-Bai (AITAB).
Hong Leong Personal Financing-i
A hassle free application and fast approval to meet customer