Planning work can ensure that you complete work by set deadlines. Being accountable to others for your own work is important because the work you complete may need to be passed on to be used to complete another task.…
Elliott Williams explores the effects of having a college saving and its studies, Studies show that students who come from parental who save for their children’s education were supposed to be more likely to graduate with less debt than a student who did not. The article even discussed the difference in private colleges and public university cost and how financial aid is a resource that more students need to familiarize their self with, studies continue to show that school and place play as a factor in finances in college students. William explains how this “education savings” effects their students in the long run. Williams then further concludes that the difference in student debt isn’t as big dollar wise if not adequately funded doesn’t contribute…
In their informative report, “Are Colleges Worth the Price of Admission?” Andrew Hacker and Claudia Dreifus report their findings from conduct a study addressing the rising costs of college tuition, unfair wages of adjunct staff, and the declining quality of education in colleges and universities today. (179).…
I owe $40,000, I owe $60,000, I owe $100,000. Isn’t that a lot of money for one person to owe? Graduates have been faced with a serious problem brought about by the constant borrowing of money to gain a reputable education. The debt of loans varies from person to person but the extreme amounts that individuals owe is something the media finds worth gossiping about. Little does the public know, in reality, all the commotion and conversation about these debts are not accountable for the majority of college borrowers. According to A Lifetime of Student Debt? Not Likely by Robin Wilson, she intrigues her targeted college audience by giving examples and providing awareness that most individuals are paying back their students loans within a timely manner with just a few sacrifices. Wilson emphasizes that the real reason individuals have an outstanding debt is because “they are determined to attend their dream college, no matter the cost” (257). There are various reasons why students take out loans and Wilson is determined to clear up the confusion of student debt, she encourages college students to take out loans even with media’s negativity, and lastly she tries to enlighten this targeted college group that debts are repayable with additional sacrifices but in the end, that debt was the best decision they have ever made.…
College tuition has been a major topic these days. For a long time, people did not pay much attention to tuition. Today, things are changing. More and more people are realizing how expensive tuition has gotten and now they want that to change. Authors Elizabeth Marcello and James Skoufis argue the situation. Marcello, a sophomore at the College of William & Mary wrote, “The Case Against Free College” in 2014. Marcello is currently a member of the College Republicans. Skoufis, who is a member of the New York State Legislature wrote, “The Case for Free College Tuition” in 2014. When Skoufis was elected in 2012, his number one priority was making his state’s public colleges more affordable. The purposes for these two articles are to show the readers that there are different reasons why college should or should not be free. Although both articles are well organized and they both used rhetorical analysis, the one that is more realistic and likely to happen is, “The Case Against Free College.”…
Last week, I read an article called the banking concept of education which is written by Paulo Freire, a Brazilian author who contributed to the world greatly as an educator and influenced the field of education. What is banking concept? The banking concept is an example to describe a method that students are regarded as a container and to be filled with different kinds of information and knowledge by teachers. What the students can do is just accept the things that they learned and memorize it. Freire demonstrates that the students are regarded as a bank and teachers “deposit” the knowledge into them. The biggest problem of the banking concept of education is that the students will never think carefully and they will lose their creativity and imagination without their critical thinking. Students just acknowledged the world should be like and inhibited by too many restrictions of their study. Freire demonstrates that the banking concept of education supposes that all the students are innocent. However, learning form the teacher is the only method for the students. The problem between the educator and the students won’t disappear although there’s a new curriculum introduced. Freire thinks the most effective way to solve the problem is Problem-posing concept of education.…
In this day and age, the cost of a college education is more than most middle-class families’ yearly salary. In today’s job market, a lack of having a college education makes it difficult to land an entry level position. The discussion of college cost comes and goes but is a major question in the minds of parents and potential college applicants around the nation. In Daniel S. Cheever, Jr’s article, “Is College Worth the Money”, Cheever urges people to look at other factors when judging the value of a college education rather than its cost.…
Jacobs illustrated that education was truly significant and undoubtedly acted as an investment for the students’ prospect in 1920’s. During that time, everyone’s life was good. Children were educated and adults had jobs. Then, the author described the “Great Depression” of the 1930’s to show why people became so concerned in education and perceived college as a stepping stone to getting a remunerative job. However, the education shifted to the aim of credentialing in 1940’s. As the result of World War II and the Korean War, people were getting jobs easily due to the demand of workers in manufacturing powerful weapons. These wars enlarged the job market, which increased the economy of America. All people were happy to be employed, and they earned money for going to school. It was because they realize the importance of obtaining a degree that would probably guarantee them getting a high salary job.…
“It’s just extremely disappointing and aggravating to have paid all that money and have nothing to show for it other than debt.” proclaimed Michelle Polyakov, an English graduate from Drake University. Polyakov obviously feels that college is not worth the cost and that all someone has to show for the education is debt. College has been deemed, by some, that it is not worth the cost because of the financial loss, the future job security, and the need for “blue collar” jobs. Finances, job security, and the need for manual laborers are all major factors in the debate of college and its cost. The reason being is because not all people are meant to go to college, or their situation just isn’t ideal. College is a privilege, and not every job requires you to have a higher form of learning, but most do. By viewing the debt of a student after graduation, the job security of graduates, and the need for manual laborers, one can infer that college is not worth the cost.…
In College, Inc., a man named Martin Smith investigates the explosive growth for-profit colleges such as The University of Phoenix, now the largest college in the US with total enrollment approaching half a million students. Its revenues of almost $4 billion last year, up 25 percent from 2008, have made it a moneymaker of Wall Street. A college should be more worried about students education, and not about profit margins and stock prices. Through this film there were multiple interviews with school executives, professors, admissions counselors, students and other people that were involved in the industry whether it was an investor or just someone one from the outside looking in. One of the tings I will be discussing about with I don’t the way, successfully capture billions of federal financial aid dollars”. This was a like about this schools, is that they offer worthless degrees that leave students with a mountain of debt. As a student I feel that the loans taken out are a form of investment for my future. But PBS opened my eyes when they focused on for-profit institutions for the purpose of divulging the secret behind their success.…
The dreams of numerous college students are being crushed before they even step through the doors of their dream university. Imagine being accepted only to see the price tag for four years at the school is a quarter of a million dollars that’s enough to make the most ambitious people stop and think. It’s way too expensive! College that is, families of all sizes are reconsidering where they send their children. Why? Some may ask this question it’s due to the rising cost of the tuition. People of all walks of life except for the richest find it hard to pursue secondary education out of fear of falling into large amounts of debt that will haunt them for the rest of their lives. Examples are being made around the world about the benefits of allowing secondary education to be free or reducing the cost of schooling to make it more affordable.…
Student debt is distressing for many students and an increasing amount of graduates are incapable of paying back their student loans on time. Delinquencies on student loans have risen dramatically over the past decade: 11.5 percent of graduates were at least ninety days late on paying back their loans at the end of 2013, compared with 6.2 percent delinquencies on student loans inrograms as enabling students to be lazy and irresponsible. For example economist Thomas Sowell condemns students as "irresponsible"..."the increasingly easy availability of college to people who are not very serious about getting an education." (Sowell,132) Sowell ignores the value of encouraging education including education of those who don't finish college or who aren稚 scholars. Many in the United States education has a greater value than that of a mere commodity and even from an economic perspective such as Sowell痴the…
Is a college education really worth the investment of time, money and energy? Is a college degree really worth going deep in student loan debts? Higher education is a considerable gamble. For many people it works out well, but many of the other college graduates have found themselves completely unable to get a great job in this economy with a huge amount of debt on their shoulders. The entire system encourages students to take out any kindand amount of loans they need without worrying how they will pay them back. For that reason these people also say that college education is a good investment. For the past few decades, a college education was actually an almost automatic ticket to a job and a middle class life but today, higher education does not guarantee anything. The only thing guaranteed for millions of people is that they will fall in a great amount of debt in student loans. According to Annie Lowery in Slate magazine\'s article \"Is College a Rotten Investment?” higher education is still a worthwhile investment. Lowery compares higher education to be very much like real estate and questions the argument that higher education is an economic bubble. Although there was no logical reason on why the prices on both homes and higher-ed have increased over a specific amount of time, Lowery mentions a reasonable analogy. Houses are like stock shares. They can be sold and bought but this method does not work with a college degree simply because it is not something you can trade in, or in other words, it cannot be inherited. Lowery describes a diploma as a very changeable and diverse investment in which a person is capable of doing many useful things. She also mentions that even though some may argue that colleges are overpriced, there are still many institutions that give you a higher education without being too pricy. As a conclusion, Lowery still questions the cost of higher education but also give us an assurance that taking your education to a higher level is…
Even when life seems to be changing rapidly and it appears that nothing stays the same, we know there is one thing that will almost always remain constant: the rising price of college tuition. For the past thirty years this issue has been plaguing the United States and college students alike. In recent years it has become even worse – in fact, the cost of college tuition today is 400% more than what it was thirty years ago. The average college student’s debt today is $23,700 with the average loan debt being $432 per month – over 10% of typical monthly earnings at a post college job. These colleges claim to be “building future leaders” and “preparing you for the real world.” The irony is that they are causing the problem to begin with.…
Sixty-eight percent of adults with student loans and whose children have loans are unhappy with the way they financed their own or their children's college(Journal of Accountancy). Sixty-eight percent, that is a disturbingly high number, that means that six out of ten students right now will regret how they paid for college and consequently will lead them along to the wagon that is debt. If we are to stop the rising influx of debt: teaching students about how to operate their finances in college will result in a reduction of students with…