Here’s How to Stop Being One of the Average Joes – and Start Getting Ahead
1) Get out of Debt
It’s no surprise that the average American is in debt. In fact, 80 percent of households are sitting in liability.
Sure, a lot of those families are in debt because of mortgages, but there are still millions of people that are carrying around credit card bills, student loans, and car payments. If you want to rise above the average around you, it’s time to dig your way out of it.
2) Start …show more content…
Average Joes don’t plan for the worst that could happen, and because of that, they are left stranded or leave their family with massive bills.
Let’s say that you were to pass away tomorrow (let’s hope not), what would happen with all of those unpaid expenses that you have? All of that would be handed down to your family and loved ones.
One of the best ways to ensure that your family isn’t stuck under a mountain of debt is by having some form of life insurance. It isn’t the norm, but being average can leave your family with thousands and thousands of dollars of debt.
5) Manage your Time
Most people spend their free time binge-watching shows on Netflix. There is nothing wrong with kicking back and relaxing at the end of your day, but maybe you want to be above the average Joes.
That doesn’t mean you have to cancel your Netflix subscription, but you’ll probably see that there is a lot of “dead” time during your day that you could be using for more productive endeavors.
For at least one week – preferably two – write down how you spend all of your time. As soon as you wake up, until the time that you put your head back on the pillow, write down everything. You’ll be shocked to see how much time you’re wasting during the day.
6) Give