HSBC UK Retail Banking
HSBC UK Retail Banking
Sustained growth in RBWM and CMB
Antonio Simoes
18th March 2013
Head of UK Bank, Deputy Chief Executive HSBC Bank plc and Head of RBWM Europe
Forward-looking statements
This presentation and subsequent discussion may contain certain forward-looking statements with respect to the financial condition, results of operations and business of the Group. These forward-looking statements represent the Group’s expectations or beliefs concerning future events and involve known and unknown risks and uncertainty that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Additional detailed information concerning important factors that could cause actual results to differ materially is available in our
Annual Report and Accounts 2012. Past performance cannot be relied on as a guide to future performance.
This presentation contains non-GAAP financial information. Reconciliations of nonGAAP financial information to the most directly comparable measures under GAAP are provided in the ‘Reconciliation of reported and underlying profit before tax’ supplement available at www.hsbc.com.
2
Scope of the presentation
Business segments in Europe
UK Retail Banking
Retail Banking and
Wealth
Management
(RBWM) in the UK
Commercial
Banking (CMB) in the UK
Continental Europe
Retail Banking
Global Banking and
Markets (GBM)
Global Private
Banking (GPB)
· Retail banking and wealth management provider to UK personal customers · Operating through a variety of distribution channels and under various brands including HSBC, first direct and M&S Bank
· Commercial banking provider to UK Small and Medium sized
Enterprises (‘SMEs’) and Corporates
3
Agenda
·
Economic overview and key trends for the UK
Section 1
·
Performance in UK Retail Banking
Section 2
·
Vision and position of HSBC
Section 3
·
Progress
Sustained growth in RBWM and CMB
Antonio Simoes
18th March 2013
Head of UK Bank, Deputy Chief Executive HSBC Bank plc and Head of RBWM Europe
Forward-looking statements
This presentation and subsequent discussion may contain certain forward-looking statements with respect to the financial condition, results of operations and business of the Group. These forward-looking statements represent the Group’s expectations or beliefs concerning future events and involve known and unknown risks and uncertainty that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Additional detailed information concerning important factors that could cause actual results to differ materially is available in our
Annual Report and Accounts 2012. Past performance cannot be relied on as a guide to future performance.
This presentation contains non-GAAP financial information. Reconciliations of nonGAAP financial information to the most directly comparable measures under GAAP are provided in the ‘Reconciliation of reported and underlying profit before tax’ supplement available at www.hsbc.com.
2
Scope of the presentation
Business segments in Europe
UK Retail Banking
Retail Banking and
Wealth
Management
(RBWM) in the UK
Commercial
Banking (CMB) in the UK
Continental Europe
Retail Banking
Global Banking and
Markets (GBM)
Global Private
Banking (GPB)
· Retail banking and wealth management provider to UK personal customers · Operating through a variety of distribution channels and under various brands including HSBC, first direct and M&S Bank
· Commercial banking provider to UK Small and Medium sized
Enterprises (‘SMEs’) and Corporates
3
Agenda
·
Economic overview and key trends for the UK
Section 1
·
Performance in UK Retail Banking
Section 2
·
Vision and position of HSBC
Section 3
·
Progress