Preview

Impact of the Affordable Care Act on North Carolina uninsured

Better Essays
Open Document
Open Document
1057 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Impact of the Affordable Care Act on North Carolina uninsured
Impact of the Affordable Care Act on North Carolina's Uninsured
Amanda Thomas
Walden University
Policy and Advocacy for Improving Population Health, NURS 6050N-21
Dr. Allison Davis
October 01, 2014
Impact of the Affordable Care Act on North Carolina's Uninsured
Health insurance is one of the most important benefits a citizen can have in America. Some Americans who work acquire health insurance through their employers. But then, there are Americas who do not work and therefore, are unable to have health insurance. The Affordable Care Act was signed into law on March 23, 2010 by President Obama and the United States Congress, (North Carolina’s Institute of Medicine, 2012). This paper will focus on the impact of the Affordable Care Act on North Carolina’s uninsured.
With the rising cost in health care and high co-payments pertaining to medical conditions, some people cannot afford health insurance. With the loss of jobs and losing their livelihood, some people cannot afford insurance. Individuals who work with small businesses do not have health insurance because these small businesses cannot afford to provide health insurance benefits for their employees. Some people just do not work and therefore, do not have health insurance. This whole uninsured population is the ones who do not seek health care when they have health issues or have chronic medical conditions, and also do not practice preventative care.
According to the North Carolina’s Institute of Medicine (2012), there was 1.6 million (19%) uninsured people living in North Carolina in 2010 and According to Milstead (4th edition, 2013), this group of uninsured whose income was below federal poverty level included pregnant women, children 18 years old and under, parents who were employed or unemployed, adults without children, disabled and the elderly population.
By 2014, the Affordable Care Act (ACA) offered much new coverage for the uninsured population. It required states to offer


References: North Carolina Institute of Medicine (NCIOM). Examining the Impact of the Patient Protection and Affordable Care Act in North Carolina, 2012. Retrieved from http://www.nciom.org The Affordable Care Act: Immediate Benefits for North Carolina. Retrieved www.whitehouse.gov/files/documents/healthcare-facts Milstead, J. Health Policy and Politics, 2013.
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Trongluong Case Study
    • 78 Words
    • 1 Page

    Trongluong Case Study

    Thanks for the respond. One of the factor that led to decrease in the uninsured rates was due to Affordable Care Act (ACA). People in the states can now afford to buy health insurance because Affordable Care Act provides financial assistance to help people pay for coverage. The Affordable Care Act makes it easy for people to get treatment even if they have pre-existing conditions, and it helps low and middle income individuals to afford health insurance.…

    • 78 Words
    • 1 Page
    Satisfactory Essays
    Read More
  • Powerful Essays

    Earl Greeni Stakeholder Analysis In Healthcare
    • 1756 Words
    • 8 Pages

    Earl Greeni Stakeholder Analysis In Healthcare

    some people believe; it is not just the unemployed or impoverished who have trouble getting adequate healthcare for themselves and their families. In fact, according to the Center for Disease Control (CDC), more than “45 million Americans did not have health insurance during the first nine months of last year” (Young, 2013). A staggering eight in ten working families cannot afford health insurance; and most are not eligible for public programs. Nearly 20 percent of the uninsured are children. (“The…

    • 1756 Words
    • 8 Pages
    Powerful Essays
    Read More
  • Good Essays

    Health Care Coverage: A Case Study
    • 691 Words
    • 3 Pages

    Health Care Coverage: A Case Study

    Table 1 was information found when the CTSIP asked people from different income groups whether they had health care coverage. As income increases, the likelihood of not having health care coverage decreases. Those with an income of $15,000 or less had a percentage of 29.7% reporting no health care coverage. It is slightly higher than this for the $15,000 to $25,000 range (29.9%), and slightly higher still in the $25,000 to $35,000 range (32%). Then there is a sudden drop to 18.2% for those with an income of $35,000 to $55,000. From there, the percentages decrease further. The next table represents several reasons for not having health care and the percentages of those responses. The response given the most for not having health care coverage was because they could not afford it, with a percentage of approximately 32%. This information most likely represents the responses of those with the lowest income level. Other reasons include claims that the person is healthy enough to not need it, their employer not offering coverage, being self-employed and the cost being…

    • 691 Words
    • 3 Pages
    Good Essays
    Read More
  • Powerful Essays

    HCA 305 Final Paper
    • 3032 Words
    • 8 Pages

    HCA 305 Final Paper

    In this essay I plan on talking about everything there is to know about this issue that has been facing the US today. We all know that people being uninsured or even underinsured has been a serious issue for many years now, we will discuss the major problems that are related to this issue, I will give a full detailed history of this issue we will start from the beginning I believe that it is important that people know where the issue started and see how far we have come, I will discuss this problem and I will also talk about this issue in another country other than the US, we need to find out if the problem is worse in the US or outside of the US. We will discuss the stakeholders that are involved and what they have done to address the issue so far. I will be talking about the Patient Protection and Affordable care act of 2010 because I feel that it is an important topic with the…

    • 3032 Words
    • 8 Pages
    Powerful Essays
    Read More
  • Good Essays

    HCS 235: The Utilization Of Healthcare
    • 1144 Words
    • 5 Pages

    HCS 235: The Utilization Of Healthcare

    Health care reform is a not only an ongoing topic of debate statewide, but nationwide as well. Health care reform is a popular topic right now all over the United States. This paper will discuss the various ways that health care reform measures have expanded or inhibited access to care as well as how these changes effect the utilization of healthcare. Also covered will be universal health care, a discussion of what this consists of and how current care identifies or contrasts with it (University of Phoenix, 2013).…

    • 1144 Words
    • 5 Pages
    Good Essays
    Read More
  • Powerful Essays

    The Economic Effects of the Affordable Care Act on Healthcare
    • 3286 Words
    • 14 Pages

    The Economic Effects of the Affordable Care Act on Healthcare

    This paper explorers the economic effects of the Affordable Care Act on healthcare, specifically small business. The sources vary from academic, peer-review articles to journalism pieces. Statistics and charts have been done on this subject and spread across a wide array of subjects in correlation with the Affordable Care Act. This paper looks at the effects on insurance companies and in turn, the insurance companies effects on small healthcare businesses.…

    • 3286 Words
    • 14 Pages
    Powerful Essays
    Read More
  • Good Essays

    Pros And Cons Of Affordable Care Act
    • 740 Words
    • 3 Pages

    Pros And Cons Of Affordable Care Act

    The Patient Protection and Affordable Care Act also called the Affordable Care Act (ACA) was signed into law on March 23, 2010. It has been the source of many heated political debates and has been under scrutiny since its inception. Currently, 18 percent of our U.S. gross domestic product is spent on healthcare, that equals out to approximately 2.9 trillion dollars and we don’t have the quality care to show as the results. With the costs continually increasing and the lack of positive results, something has to change in our healthcare system. The Affordable Care Act is the cornerstone to help initiate these changes.…

    • 740 Words
    • 3 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    PATIENT PROTECTION AND AFFORDABLE CARE ACT
    • 293 Words
    • 1 Page

    PATIENT PROTECTION AND AFFORDABLE CARE ACT

    The Affordable Care Act will cut the number of uninsured Americans by more than half. The insurance coverage will cover ninety-four percent of the American population, which reduces about thirty one million uninsured people. One of the substantial changes to our health care system includes having individuals carry health insurance and prohibiting insurers from denying health insurance coverage due to preexisting condition. It will change the focus of our nation’s health care system from treating sick people to prevention, increasing access to care and ensuing quality health care for everyone.…

    • 293 Words
    • 1 Page
    Satisfactory Essays
    Read More
  • Better Essays

    Research Paper: Obama Care
    • 1554 Words
    • 7 Pages

    Research Paper: Obama Care

    In March, 2010 a significant change in the way that American health care will be handled passed legislation, The Patient Protection and Affordable Care Act; this bill will mark the beginning of huge medical changes here in America. The number of Americans uninsured have dropped because of President Barrack Obama 's success in getting, most popularly known as Obama Care, The Patient Protection and Affordable Care Act (hereafter known as ACA) passed in 2010, which will also yield much more positive results once the bill has been enacted in 2014. The ACA will place much needed limits on what insurers can use to exclude coverage for certain people, while also creating new departments for innovative improvements to be developed with the existing Medicare and Medicaid programs. This bill will be a legal mandate for all persons to possess health insurance coverage, and for employers to offer health insurance, all while establishing a minimum benefit package that can be offered. Obama-Care will be beneficial for the United States by making health insurance more accessible, while also prompting insurance to be more affordable.…

    • 1554 Words
    • 7 Pages
    Better Essays
    Read More
  • Better Essays

    Affordable Care Act: Helps Or Hurts
    • 1356 Words
    • 6 Pages

    Affordable Care Act: Helps Or Hurts

    In certain states consumers will be able to purchase the health insurance plan through their state exchange that is cheaper than one through an insurance company. This is one way that the act is helping to create a monopoly on the health care organizations it interacts.…

    • 1356 Words
    • 6 Pages
    Better Essays
    Read More
  • Best Essays

    Medicare and Medicaid
    • 3491 Words
    • 14 Pages

    Medicare and Medicaid

    There is no doubt that the health insurance landscape of today’s society is drastically different than what our grandparents experienced decades ago. With health insurance reforms and the growth of a health insurance marketplace, the government hopes to ensure health coverage for more Americans than ever before. The health insurance paradigm has shifted from a privilege to a basic right, but it has not come without immense debate, discussions over the quality of care and its rising costs. The new reform proposed by the Obama administration to insure every American has sparked…

    • 3491 Words
    • 14 Pages
    Best Essays
    Read More
  • Good Essays

    Affordable Care Goals
    • 307 Words
    • 2 Pages

    Affordable Care Goals

    The Affordable Care Act is the comprehensive health care reform law enacted in March 2010. Also, known as “Obomacare”, the Affordable Care Act has three primary goals. These goals include making affordable health insurance available to more people, expand Medicaid program to cover all adults with income below 138 percent of the federal poverty level, and support innovative medical care delivery methods designed to lower the costs of health care generally.1 The reason that the affordable care act included a provision that requires individuals to purchase insurance is because insurance companies, in order to provide coverage for individuals, pool the risk for all of the individuals that they are providing coverage to and that is how they develop…

    • 307 Words
    • 2 Pages
    Good Essays
    Read More
  • Better Essays

    Healthcare Utlization
    • 1387 Words
    • 5 Pages

    Healthcare Utlization

    One way the Affordable Care Act will expand coverage is by allowing those with pre-existing health conditions to get health care insurance. Before this law it was almost impossible for people with these pre-existing health conditions to get affordable health care coverage. According to “Aspe.hhs.gov”(2012 “starting in 2012 Americans cannot be denied coverage, be charged significantly higher premiums, be subjected to an extended waiting period, or have their benefits curtailed by insurance companies because of some type of pre-existing health condition.” Without the protection of the affordable…

    • 1387 Words
    • 5 Pages
    Better Essays
    Read More
  • Good Essays

    Affordable Health Care Act
    • 1278 Words
    • 6 Pages

    Affordable Health Care Act

    The United States in the past month has gone through a rollercoaster ride of events, from government shutdown to fiscal cliff deadline. All of these fall short to the main focus of this paper. The Patient Protection and Affordable Care Act (ACA) will affect every person in the United States however; I will focus on the benefits of the ACA on the rural American. The ACA was passed in 2010. On October 1st, 2013 the Patient Protection and Affordable Care Act began the launch of health care exchange and by January 2014 will be in full vigor. ACA is a new health care reform law that is also known as Obamacare. ACA is made up of four separate acts: Affordable Health Care of America Act, Patient Protection Ace, Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. The ACA attempts to restructure the healthcare system by lowering the spending on healthcare and by providing Americans with inexpensive quality health insurance. The ACA will guarantee coverage and requires people to have coverage or pay a penalty. The penalties will come in form of tax penalties that will increase from year to year. ACA will require insurance to include 10 categories of essential benefits allowing for more people to get the coverage they need. ACA will limit the premium variation pending on age and existing medical conditions. Lastly, the ACA creates eight new taxes and fees paid by insurance companies that will help subsides the increase in cost for health insurance. The insurance can be purchase through state-based American Health Benefit Exchanges.…

    • 1278 Words
    • 6 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    Medicaid Expansion
    • 295 Words
    • 2 Pages

    Medicaid Expansion

    The goal of the Affordable Care Act (ACA) is to provide uninsured Americans with healthcare. Ohio is facing an important decision to participate in the Medicare eligibility expansion of the ACA. Ohio contains an estimated 1,500,000 uninsured residents. This paper presents concise information regarding the impact on Ohioans and the state budget and economy.…

    • 295 Words
    • 2 Pages
    Satisfactory Essays
    Read More

Related Topics