Fund Mobilization: Thanks to numerous fund mobilization and structuring solutions, VietinBank continued to maintain stable capital growth in the past several years. Total funding as at 31 December 2014 was VND 595 trillion, an increase of 16.3% compared to that of 2013 and reached 104% of the target set at the General Meeting of Shareholders.
Loan growth: Gross loans as at 31 December 2014 reached VND 543 trillion, equivalent to 105% of the target set at the General Meeting of Shareholders. VietinBank's 2014 gross loans increased by 18% compared to that of 2013 and was higher than the industry average.
Investment: Investment portfolio were well-diversified and constantly developed both in scale and performance. By the end of 2014, total value of investments was VND 77 trillion, increased by 10.5% compared to that of 201 3, accounted for 26.8% of total assets. Of which, inter-bank investment portfolio accounted for 43%, investment in valuable papers and investment in joint ventures shares were 55% and 2% respectively. Investment portfolio was flexibly structured to enhance profitability while ensuring liquidity reserves and strengthening VietinBank's leading role and position in the financial market.
Foreign Currency Trading: As of year end 2014, foreign currency trading turnover on interbank market was USD 49.8 billion, enjoyed a total market share of 12-14% . 2014 turnover from primary market reached USD 22.5 billion, up by 12% compared to that of 2013 and achieved 10.2% market shares. These notable results continued to reaffirm VietinBank's rising position in foreign currency trading activities in local market.
Trade Finance: In 2014, VietinBank continued to boost sales of traditional products while emphasizing on the deployment of new products. Trade finance turnover rose