Paniola Branch (0039)
By: Sehrish Agha
Student of M.Com
Roll No: 352
Session: 2013-14
Department of Commerce
Government Post Graduate College (Boys) Bagh AJ&K
University of Azad Jammu & Kashmir
(Allah, He is) the AllAll- knower of the unseen, not even the weight of an atom (Or a small ant) or less than that or greater, escapes from His knowledge in the heavens or in the earth, but it is in a Clear Book (Al(Al-Lauh AlAl-Mafuz)
(Surah Saba)
DEDICATION
I dedicate all my efforts to my beloved father
Agha Muhammad Khan , Mother Zahida
Agha and most honorable Teachers. Due to all of them I am able to have success in my life. Sehrish Agha
Student of M.Com
Roll No: 352
Session: 2013-14
Preface
Practical training is a privilege, which is provided to the students of Master with an objective to help them in pursuance of sound career in future. Practical training program for students is the important and beneficial part of the course. While availing this compulsory facility students not only enjoy this opportunity to test the accuracy of theoretical knowledge but also learn how the practical behaves as well as how they can put their best to earn a place in their ever growing world.
The field of banking has always been a source of inspiration for me during my entire academic career. To work in a bank, to acquaint with its working mechanism was always a point of golden opportunity to complete my internship at AJK Bank
Area Branch Paniola Rawalakot, Azad Kashmir. Where I learnt enough knowledge from my seniors. Who really supported me to gain a professional know how about the functionality of commercial bank.
In this report, I have tried to provide valuable information about the services provided by the Bank of Azad Jammu and Kashmir under certain areas namely commercial banking, consumer banking, financial services and corporate finance.
Valuable information and accounting procedures have been shown to clarify general banking procedure. Moreover,