Internship Report
Chapter No. 1
Introduction
1.1 Prelude
Islam is the complete code of life. Islami Banking is the part of its economic financial system. Islamic Bank Bangladesh Ltd. (IBBL) has been playing a vital role without interest in the economic development of Bangladesh. This study aims to measures the growth & development of IBBL in respect measure the profit & profitability trend during the period of 1996-2007 i.e. 12 years. Net profit, total deposit, total investment, total assets, total fixed assets, total income, total expenditure, total equity, no. of employee & no. of branches were selected to measure the managerial effectiveness of IBBL during 1983-99. The IBBL offered to the client or encourage the investment which is suitable or profitable for the parties i.e bai –murabaha, bai-muajjal, bai-salam, bai-istisnah, hire purchase under shirkatul melk (HPSM), ijarah, mudaraba & musharaka. This study aims to implemented and being expanded to meet the specific and welfare oriented needs of the different segments of people of the country through the use of some investment strategy i.e. RDS, HDS, ISD, TIS, CIS, SBIS, MIIS, AIIS, HIS & REIP. The IBBL had the increasing trend in deposit, advances, total investment, net profit, branches & employees etc. So how far the policies of expansion were taken with the profit & profitability trend of this bank is yet to be investigated. The bank has been successful in attaining any of the targets during the period under study. This is the bank, which does not fail to attain the level of profit & profitability trend continuously during 1983-2007, as a private bank i.e. IBBL helps to the Govt. in respect financial & social welfare services. On the basis of above facts, the IBBL must be careful for the financial, economical & social development of Bangladesh through the more improvement of their profit & profitability trend of IBBL in Bangladesh. This will be more effective for the development of Bangladesh.
The traditional
Introduction
1.1 Prelude
Islam is the complete code of life. Islami Banking is the part of its economic financial system. Islamic Bank Bangladesh Ltd. (IBBL) has been playing a vital role without interest in the economic development of Bangladesh. This study aims to measures the growth & development of IBBL in respect measure the profit & profitability trend during the period of 1996-2007 i.e. 12 years. Net profit, total deposit, total investment, total assets, total fixed assets, total income, total expenditure, total equity, no. of employee & no. of branches were selected to measure the managerial effectiveness of IBBL during 1983-99. The IBBL offered to the client or encourage the investment which is suitable or profitable for the parties i.e bai –murabaha, bai-muajjal, bai-salam, bai-istisnah, hire purchase under shirkatul melk (HPSM), ijarah, mudaraba & musharaka. This study aims to implemented and being expanded to meet the specific and welfare oriented needs of the different segments of people of the country through the use of some investment strategy i.e. RDS, HDS, ISD, TIS, CIS, SBIS, MIIS, AIIS, HIS & REIP. The IBBL had the increasing trend in deposit, advances, total investment, net profit, branches & employees etc. So how far the policies of expansion were taken with the profit & profitability trend of this bank is yet to be investigated. The bank has been successful in attaining any of the targets during the period under study. This is the bank, which does not fail to attain the level of profit & profitability trend continuously during 1983-2007, as a private bank i.e. IBBL helps to the Govt. in respect financial & social welfare services. On the basis of above facts, the IBBL must be careful for the financial, economical & social development of Bangladesh through the more improvement of their profit & profitability trend of IBBL in Bangladesh. This will be more effective for the development of Bangladesh.
The traditional
Bibliography: [2] Khan, S. A. (1999-91), Privatisation : An Evaluation for the Banking Sector in Bangladesh, Bank Parikrama, Vol. XV & XVI, pp. 27-30. [4] Kir, E. M. & Pajrick, K. (1978), Chamber’s Secondary Learner’s Dictionary, Edinburgh, W.R. Chamber’s, p. 238. [5] Kendrick, John. W, (1996) Productivity Trends in the United States, Princeton University Press, Princeton, New York, p. 6. [6] E. D. Rosen (1984) “ Productivity: Concepts and Management”, in Mare Holzer and Stuart S. Nagal (ed.), Productivity and Public Policy, London: Sage Publication, p.183. [9] Ahmad "Lending Risk Analysis Implementation: Problem and Prospects". Bank Parikrama, BIBM, Vol. XI, No. 1-2, 1988, pp. 23-29. [10] Md. Habibur Rahman Bhuiyan, Islamic bank Bangladesh ltd: its establishment, capital formation & business performance. P. 2 [11] ………………………………., Proceedings and papers of International Seminar held in Dhaka Bangladesh on October 27, 1989. [12] ………………………………., Proceedings and papers of International Seminar held in Dhaka Bangladesh on October 27, 1989.