INTRODUCTION TO THE REPORT
1. INTRODUCTION: Students of MBA are required to undergo an internship program of two months duration. This is an essential academic requirement. The internship is followed by comprehensive report writing, required to submit to the CBA department Gomal University DI Khan. This report is properly evaluated on the basis of its description and analytical capabilities by internal examiners. I did my internship in United Bank Limited Nowshera Cantt Branch.
2. PURPOSE OF STUDY: The purpose of the study is to work in real life situation and learn banking practice by doing. In this context its objectives are: i. To analyze banking operations i.e. operational analysis, financial analysis.
ii. To develop concrete and feasible recommendations.
iii. To improve report writing skills.
3. LIMITATION OF STUDY: It is to admit that the study attempts only those aspects, which are closely relevant to the purpose of the study. facts and figures, which otherwise might be equally important, but not having a direct bearing on the conclusions arrived at this study, have been ignored.
The most important limitation from which the study suffers is the non-availability of information in a manner required for analysis and the secrecy of the bank. Another important limitation of the study is time and space constraint.
4. METHODOLOGY OF STUDY: Both primary and secondary data were used in compilation of the report. Methodological tools used were: i. Primary Data: ➢ Personal Observations. ➢ Discussion with Bank Personnel.
ii. Secondary Data: ➢ Brochures/ Manuals of the bank. ➢ Annual Report
➢ State Bank Foreign Exchange Manual
➢ Bank internship reports on UBL available in library.
➢ Journals, newspapers and books.
➢ Internet.
5. SCHEME OF REPORT: The report is divided into five sections as under:
Section-I
Bibliography: • ASWATHPA, K, (2003) HUMAN RESOURCE AND PERSONNEL MANAGEMENT: NEW DELHI: TATA MCGRAW HILL GIBSON, CHARLES H, (2002), 7TH. ED., FINANCIAL STATEMENT ANALYSIS, PRENTICE HALL INTERNATIONAL CORPORATION. • Meenai, S A, (1999) Money & Banking in Pakistan, Karachi: the Elahi’s Book Corporation. • Siddiqui, A H, (1998), 6th Edition. Practice and law of banking in Pakistan, Royal Book Company, Karachi. • UBL (1999). Credit Manual. Karachi. • UBL (2000). Deposit Manual. Karachi. • UBL. (2002 – 2003). Annual Report. Karachi. • Van Horne, J. C & J.M Wachowicz, (1998), 10th Edition. Fundamentals of Financial Management. New York, Prentice Hall International Corporation. 1 S A Haq. (1998) Practice & Law of Banking in Pakistan (6th Ed.) 2 Council Of Islamic Ideology (1980) 3 UBL (2003) Annual Report 4 Cap 5 M. Iqbal Khan,, (2002) Internship Report On UBL Nowshera Cantt Branch. IMS 6 Cap 7 UBL, (October 8, 2002). PPI Circular. Karachi 8 www.ubl.com [1] UBL (2003) Annual Report [2] UBL (2003) Annual Report [3] UBL (2003) Annual Report -----------------------