Preview

Internship Report on Dhaka Bank

Powerful Essays
Open Document
Open Document
17067 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Internship Report on Dhaka Bank
The Organization Profile:

1.1 Historical Perspective
Dhaka Bank Limited is the leading Private Sector Bank in Bangladesh offering full range of Personal, Corporate, International Trade, Foreign Exchange, Lease Finance and Capital Market Services. Dhaka Bank Limited is the preferred choice in Banking for Friendly and Personalized Services, cutting edge Technology, tailored solutions for Business needs, Global reach in Trade and Commerce and high yield on Investments, assuring Excellence in Banking Services.
Dhaka Bank Limited (DBL) is a Scheduled Bank that was incorporated as a public limited company on April 06, 1995 under the Companies Act, 1994. The Bank started its commercial operation as a Private Sector Bank on July 05, 1995 with a target to play the vital role on the socio-economic development of the country. Aiming at offering Commercial Banking Service to the Customers’ door around the country, the Dhaka Bank limited (DBL) established 50 branches up-to last year. This organization achieved Customers’ confidence immediately after its establishment.

Within this short time the bank has been successful in positioning itself as progressive and dynamic financial institution in the country. This is now widely acclaimed by the business community, from small entrepreneur to big merchant and conglomerates, including top rated corporate and foreign investors, for modern and innovative ideas and financial solution.

The Authorized Capital of the Dhaka Bank Limited (DBL) was Tk.1000 Million and Paid up Capital of Tk.100 million. The Bank raised its authorized capital at 6000 million and Paid up Capital raised at Tk.2, 128 Million as on 31 December 2009. The Total Equity with shareholder’s equity (Capital and Reserves) of the
Bank as on 31 December, 2009 stood at Tk.5, 634 Million. The Capital Adequacy Ratio is 17% as on December 31, 2009, which exceed the Stipulated Requirements for the Banks in Bangladesh.

1.2 Corporate Information
|Date of Commencement

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Fat Sick Movie Analysis

    • 279 Words
    • 2 Pages

    Fat,Sick and nearly dead affected me as a person because it makes me think about eating habits. I feel like Joe and Phill have a huge impact on people with obesity.They changed their ways in eating this effect me by showing me how eating healthy can and will convert you into a better person internally and externally. It’s important to be healthy because it gives you a better chance to live longer ,watching your family grow,helps financially throughout someone’s life.There would be no worries in life about health issues. If Joe and Phill can do it so can anyone else out there looking for a change.…

    • 279 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    Many of the characters in William Shakespeare’s “Romeo and Juliet” can be called responsible for the lovers’ deaths (including themselves). Ultimately, one of the overriding themes of the story: fate, is the reason for their deaths. Throughout the story, it would be inevitable, it would be their fate that Romeo and Juliet both take their own lives. This is established in the prologue of the play, therefore no matter how the characters act to try and situation around, fate is what causes their death in the end.…

    • 347 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    The Reconquista of Spain was a war that lasted for about ten years (1482-1492 C.E). This war was mainly fought with cannons, now a common sight, if made with bronze from the northern Vikings or later, a higher quality material from Spanish silver. This battle was based on the Muslims and Christians fighting over political and religious power, as the Ottomans consolidated their power in the Balkan states, and would cause problems to the other Iberian ships that were crucial to military and trade pursuits. The embassy of Granada (who were mainly Muslims) sent a group to make a threat to the Christians so they could keep practicing their faith, and surprise, it worked, but only for a while. Most of the Jewish populace left to strengthen craft…

    • 160 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    Bangladeshi Banking System

    • 3370 Words
    • 14 Pages

    The Bangladeshi banking system is one of the weakest in emerging Asia, with a weak operating environment contributing to persistently poor performance and solvency issues, especially among the systemically important state‐owned commercial banks (SOCBs). The system is undermined by very weak asset quality, inadequate provisioning for loan losses, poor capitalisation and constrained profitability. The operating environment in Bangladesh is characterised by a weak macro economy and political instabilities, both of which pose significant risks. The weakness in the operating environment is further exacerbated by frequent natural disasters. Bangladesh’s banking system is made up of 48 banks, which include four SOCBs, 30 private commercial banks, nine foreign commercial banks and five development banks. The four SOCBs accounted for 33% of the banking system assets at end‐2007 (1997: 68%). Although the SOCBs are still the most dominant, they are fast losing market share to private banks (52%) and to a lesser extent foreign banks (8%). Despite the various steps taken to turn around the ailing SOCBs — such as privatisation attempts, conversion into limited liability companies (LLCs) and the appointment of new management — progress has been slow. In addition to the challenging operating environment, Fitch Ratings notes that the very weak asset quality in Bangladesh (reported gross NPL ratio of 13% in June 2008) is also influenced by weak standards of corporate governance, underdeveloped risk management systems and directed lending. Asset quality in the SOCB sector is of greater concern given their very high reported gross NPL ratio of 29.3% at end‐ September 2008 (1999: 41%). Fitch also notes that 80% of system NPLs are in the loss category with low probability of recovery, while provision coverage of NPLs was well below the regulatory minimum, as a result of which the system’s net…

    • 3370 Words
    • 14 Pages
    Good Essays
  • Satisfactory Essays

    Today, necessity of a Bank as a financial institution is undeniable. A country is financially rice when it has modern financial institutions of its own. These institutions play a vital role in the field of financial stability of a country. Banking sector is on of the stable financial institution of a country. Due to globalization and technological changes, the give effective real time service to their customers. For giving friendly service to the customers they need experienced and will-educated working force.…

    • 318 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Pubali Bank Limited is now on stronger footing than ever before in respect of capital adequacy, assets quality, liquidity earnings, management efficiency and service quality. Despite world financial crisis and downturn in global economy, the bank has been able to attain desired level of business by pursuing its strategic and prudent operational policies. Pubali Bank is committed to providing innovative banking services as per requirement of present market trend in the fastest possible time.…

    • 6543 Words
    • 27 Pages
    Powerful Essays
  • Powerful Essays

    There are around 106,000 Small and Medium Enterprises in Bangladesh according to a market survey. Based on the estimate, there is a total funding requirements of BDT 200 Billion. A lot of banks are financing for their working capital, fixed asset purchase and other business purposes through complicated or less friendly credit analysis methods by taking land or building as primary collateral. City Bank, as specified in its Small and Medium Enterprise financing policy, would like to offer simply structured, process based, yet risk mitigating banking product to the SMEs. CBL has been designed based on the above objectives to achieve.…

    • 6237 Words
    • 25 Pages
    Powerful Essays
  • Good Essays

    hisory of BDBL & its banking

    • 4456 Words
    • 18 Pages

    Bangladesh Development Bank Limited (“BDBL” or the “Bank”) was incorporated under the Companies Act, 1994. On 16 November 2009 to acquire and take-over, as going concern, the undertakings and businesses of statutory bodies of Bangladesh Shilpa Bank(BSB) and Bangladesh Shilpa Rin Sangstha (BSRS) constituted respectively under the Bangladesh Shilpa Bank Order, 1972 (President Order No.129 of 1972) and Bangladesh Shilpa Rin Sangstha Order, 1972 (President Order No.128 of 1972) with all of their assets, benefits, rights, powers, authorities, privileges, liabilities, borrowings and obligations and to carry on with the same business. Two vendors agreement was executed between the Government of the people’s Republic of Bangladesh and Bangladesh Development Bank Limited on 31 December 2009 in this regard. The registered office of the Bank is located at 8 Rajuk Avenue, Motijheel, Dhaka-1000. BDBL established a security company named BDBL Securities Limited, a fully owned subsidiary company which was incorporated on 23 May, 2011 with the Registrar of Joint Stock Companies & Firms with paid up capital of Tk. 100.00 million. The company is a member of Dhaka Stock Exchange Ltd. (DSE) and Chittagong Stock Exchange Ltd. And obtained Stock Broker and Stock Dealer License of DSE on 18.01.2012…

    • 4456 Words
    • 18 Pages
    Good Essays
  • Satisfactory Essays

    Dhaka Bank Limited is the leading Private Sector Bank in Bangladesh offering full range of Personal, Corporate Dhaka, International Trade, Foreign Exchange, Lease Finance and Capital Market Services. Dhaka Bank Limited is the preferred choice in Banking for Friendly and Personalized Services, cutting edge Technology, tailored solutions for Business needs, Global reach in Trade and Commerce and high yield on Investments, assuring Excellence in Banking Services.…

    • 11029 Words
    • 45 Pages
    Satisfactory Essays
  • Better Essays

    Bangladesh Bank is the central bank of Bangladesh. It’s core duty is to maintain the financial fluency of…

    • 1264 Words
    • 5 Pages
    Better Essays
  • Powerful Essays

    Abar Dekha Hobe.....

    • 4517 Words
    • 19 Pages

    2. Scope of Applications The risk based capital adequacy framework applies to Commercial Bank of Ceylon PLC, Bangladesh Operations, on " Solo Basis" as the Bank has no subsidiaries or significant investments rather operating in Bangladesh as a Branch of foreign bank, Commercial Bank of Ceylon PLC, incorporated in Sri Lanka. 3. Disclosures Framework The disclosures requirements as per Bangladesh Bank Basel II Guidelines are enumerated below: 3.1 Capital Structure Qualitative Disclosure The Bank's total capital as of 31 December 2010 was Taka 3,294.97 million out of which Taka 3,038.88 million was under Tier-I and remaining Taka 256.08 million was under Tier-II. The main features of our Tier-I capital of Taka 3,038.88 million is Taka 2,103.04 million kept with Bangladesh Bank as per section 13 (4) of Banking Companies Act 1991 and the…

    • 4517 Words
    • 19 Pages
    Powerful Essays
  • Satisfactory Essays

    Brac Bank History

    • 417 Words
    • 2 Pages

    a scheduled commercial Bank, commenced its business operation in Dhaka, Bangladesh on 4 July 2001. The Bank is mainly owned by the largest NGO in Bangladesh – BRAC. The Bank has positioned itself as anew generation Bank with a focus to meet diverse financial needs of a growing and developing economy. The Bank has embarked with an acknowledged policy to promote broad based participation in the Bangladesh economy through the provision of high quality banking service based on latest information technology. The Bank will ensure this by increasing access to economic opportunities for all individuals and businesses in Bangladesh with a special focus on currently underserved enterprises and house holds across the rural-urban spectrum. They believe that increasing the ability of underserved individuals and enterprises to build their asset base and access market opportunities will increase the economic well being for all Bangladeshis…

    • 417 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses.The Bangladesh banking sector relative to the size of its economy is comparatively larger than many economies of similar level of development and per capita income. The total size of the sector at 26.54% of GDP dominates the financial system, which is proportionately large for a country with a per capita income of only about US$370. The non-bank financial sector, including capital market institutions is only 3.22% of GDP, which is much smaller than the banking sector. The market capitalization of the Dhaka Stock Exchange was US$1,025 million or 2.19% of GDP as at mid-June 2002. In contrast, the size of the total financial sector in India, including banks and non-banks as well as the capital market is 150% (March 2002) of its GDP, with commercial banks accounting for 58.3% of GDP.…

    • 838 Words
    • 4 Pages
    Good Essays
  • Powerful Essays

    B. Nimalathasan, A comparative study of financial performance of banking sector in Bangladesh – An application of…

    • 3088 Words
    • 36 Pages
    Powerful Essays
  • Good Essays

    Bangladesh is one of the largest Muslim countries in the world. The people of this country are deeply committed to Islamic way of life as enshrined in the Holy Qur’an and the Sunnah. Naturally, it remains a deep cry in their hearts to fashion and design their economic lives in accordance with the precepts of Islam. The establishment of Islami Bank Bangladesh Limited on March 13, 1983, is the true reflection of this inner urge of its people, which started functioning with effect from March 30, 1983. This Bank is the first of its kind in Southeast Asia. It is committed to conduct all banking and investment activities on the basis of interest-free profit-loss sharing system. In doing so, it has unveiled a new horizon and ushered in a new silver lining of hope towards materializing a long cherished dream of the people of Bangladesh for doing their banking transactions in line with what is prescribed by Islam. With the active co-operation and participation of Islamic Development Bank (IDB) and some other Islamic banks, financial institutions, government bodies and eminent personalities of the Middle East and the Gulf countries, Islami Bank Bangladesh Limited has by now earned the unique position of a leading private commercial bank in Bangladesh.…

    • 2274 Words
    • 10 Pages
    Good Essays