Investment Ppt

INVESTMENT
•ALTERNATIVES •CLASSIFICATION •APPROACHES
DMP-INVESTMENT MGT

Investment Vs. Speculation
INVESTOR
• PLANNING HORIZON • RISK DISPOSITION • RETURN EXPECTATION • BASIS FOR DECISIONS • LEVERAGE LONG MODERATE MODEST FUNDAMENTAL NO
DMP-INVESTMENT MGT

SPECULATOR
SHORT HIGH HIGH TECHNICAL HIGH

Investment Alternatives
Investm ent A venues N onm arketable Financial A ssets B onds

E quity Shares M oney M arket Instrum ents

M utual Fund Schem es R eal E state

L ife Insurance Policies Precious O bjects Financial D erivatives
DMP-INVESTMENT MGT

Investment Attributes
• RETURN

• RISK • LIQUIDITY • TAX SHELTER • CONVENIENCE

DMP-INVESTMENT MGT

Choices Galore

• Non-marketable Financial Assets • Money Market Instruments • Bonds or Fixed Income Securities • Equity Shares • Mutual Fund Schemes • Financial Derivatives • Life Insurance • Real Estate • Precious Objects
DMP-INVESTMENT MGT

Non-Marketable Financial Assets
• BANK DEPOSITS • POST OFFICE TIME DEPOSITS (POTDs) • MONTHLY INCOME SCHEME OF THE POST OFFICE (MISPO) • KISAN VIKAS PATRA (KVP) • NATIONAL SAVINGS CERTIFICATE • COMPANY DEPOSITS • EMPLOYEES PROVIDENT SCHEME • PUBLIC PROVIDENT FUNDMGT SCHEME DMP-INVESTMENT

Money Market Instruments
• TREASURY BILLS • CERTIFICATES OF DEPOSITS • COMMERCIAL PAPER • REPOS

DMP-INVESTMENT MGT

Bonds or Fixed Income Securities
• Government Securities • Savings Bonds • Private Sector Debentures • PSU Bonds • Preference Shares

DMP-INVESTMENT MGT

Classification of Equity Shares
• BLUE-CHIP SHARES • GROWTH SHARES • INCOME SHARES • CYCLICAL SHARES • DEFENSIVE SHARES • SPECULATIVE SHARES

DMP-INVESTMENT MGT

Mutual Fund Schemes
• Equity Schemes • Balanced Schemes • Debt Schemes • Regulation • Pros and Cons
DMP-INVESTMENT MGT

Financial Derivatives
A derivative is an instruments whose value depends on the value of some underlying asset. Futures A futures contract is an agreement between two parties to exchange an