Preview

Investor’s Attitude Towards Uti Mutual Funds

Powerful Essays
Open Document
Open Document
12950 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Investor’s Attitude Towards Uti Mutual Funds
INVESTOR’S ATTITUDE TOWARDS UTI MUTUAL FUNDS (With Special Reference to UTI MUTUAL FUNDS Ltd., COONOOR)

A MAJOR PROJECT REPORT

INVESTOR’S ATTITUDE TOWARDS UTI MUTUAL FUNDS

(With Special Reference to UTI MUTUAL FUNDS Ltd., COONOOR)

SYNOPSIS

MUTUAL FUNDS ARE SEEMINGLY THE EASIEST AND THE LEAST STRESSFUL WAY TO INVEST IN THE STOCK MARKET. QUIET A LARGE AMOUNT OF MONEY HAS BEEN INVESTED IN MUTUAL FUNDS DURING THE PAST FEW YEARS. ANY INVESTOR WOULD LIKE TO INVEST IN A REPUTED MUTUAL FUND ORGANIZATION. UTI IS ONE SUCH ORGANIZATION THAT PROVIDES A BETTER OVERVIEW OF THE MUTUAL FUND INDUSTRY. UNDERSTANDING THE ATTITUDE OF INVESTORS ON THEIR INVESTMENT WOULD HELP THE COMPANY TO INCREASE THEIR PROFITS. IN UTI THEY BELIEVE THAT THE INVESTORS ATTITUDE WOULD RESULT IN PROFITS. The research was done on the topic “Investors Attitude towards UTI Mutual Funds”. The study aims at analysing the attitude of the investors towards UTI Mutual Funds. The data was collected with the help of a questionnaire. The sample size considered for the study was 100 wherein all the samples were investors of UTI Mutual Funds in Coonoor. The tools used for the analysis include Percentage Analysis and Mean Score Values. The analysis was divided into 2 phases which are Personal Factors and Investment Factors. The study revealed that the investors have a positive attitude towards their investments in UTI Mutual Funds. The investors mainly look into the returns earned from the investment. It was found that the awareness towards the risk related to the investment was relatively low. Based on the analysis Suggestions for improvement are provided.

CONTENTS

|CHAPTER NO. |PARTICULARS |P.NO |
| |List of Tables | |
| |List of Charts


References: 16. http://www.moneycontrol.com/mccode/news/article/news_article.php?autono=160578 (SIP: Why is it good for you? Published on Thu, Jan 27, 2005 at 11:27, Updated at Tue, Feb 01, 2005 at 11:21 Source: Moneycontrol.com) 17 21. Akhilesh Mishra, Mutual funds is the better investment plan, 2008, http://www.scribd.com/doc/13246827/PROJECT-ON-MUTUAL-FUND-AKHILESH-MISHRA 22
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Powerful Essays

    Asset Classes Paper Mutual Funds Class A Shares, Class B Shares, Class C Shares
    • 990 Words
    • 4 Pages

    Asset Classes Paper Mutual Funds Class A Shares, Class B Shares, Class C Shares

    References: Mutual Funds Investing at Merrill Lynch (2006). Retrieved on August 12, 2006 from http://askmerrill.ml.com/publish/marketingcenters/products/MF_DisclosureDocument_0406.pdf .…

    • 990 Words
    • 4 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Should Retail Investors Invest in Index Tracker Funds Rather Than Actively Managed Funds?
    • 2511 Words
    • 11 Pages

    Should Retail Investors Invest in Index Tracker Funds Rather Than Actively Managed Funds?

    This essay sets out to know which type of investment fund is better for a retail investor. By this, we will consider the meaning and operations of an index tracker fund, as well as that of the actively managed funds. Furthermore, identify the advantages of index tracker funds over actively managed funds and draw conclusions in relation to the topic above.…

    • 2511 Words
    • 11 Pages
    Powerful Essays
    Read More
  • Satisfactory Essays

    Milkmaid Analysis
    • 430 Words
    • 2 Pages

    Milkmaid Analysis

    Investors need to learn the art of managing their funds in such a manner as to maximize returns while minimizing risks. This is easier said than done. It is a complete science with its own set of rules and regulations. Mutual fund investments tend to help investors in this regard. By clearly defining the industry or the focus of the mutual fund,…

    • 430 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Powerful Essays

    Apple Analysis
    • 1183 Words
    • 5 Pages

    Apple Analysis

    As a mutual fund manager, the decision to invest or not to invest in a company is one that entails thorough research of a company’s assets, business practices, and their way ahead. As a mutual fund investor, I want to invest in a businesses with high return on investments and businesses that need collateral but will not hinder my business. I will conduct a detailed analysis of their brand, stakeholders, customers, products, business ownership, and a SWOT analysis.…

    • 1183 Words
    • 5 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Term Paper on Investment Mangement
    • 7415 Words
    • 30 Pages

    Term Paper on Investment Mangement

    In our country many organizations are performing a lot of activities to make efficient and effective their working condition or make the organization profitable through investment and taking so many challenges. Along with this they are also very much concerned about the products of the company and their position in the market. The Mutual fund is one of them who are performing their works very effectively. As we are the students of BBA department, we have to learn about the mutual fund investment system analysis of a firm. That’s why we have decided to analysis on mutual fund that renown in the world.…

    • 7415 Words
    • 30 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Investment Pattern in Mutual Funds
    • 11654 Words
    • 47 Pages

    Investment Pattern in Mutual Funds

    This chapter analyses the investment patterns of the Ind~anmutual fund industry as a whole in general, the pnvate mutual funds and UTI in particular An attempt is also made in this chapter to compare across the d~fferent mutual funds on the pattern of their deployment of funds. The most Important activity In a mutual fund and operation is management of funds Fund managers acquire sk~lls expertise over a period of time. They need to have knowledge in the areas of working of markets, spectrum of instruments, macro-economic performance, Industry and industry cycles,…

    • 11654 Words
    • 47 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Analysis on Mutual Funds and Lic
    • 19138 Words
    • 77 Pages

    Analysis on Mutual Funds and Lic

    The project lays a great stress on investor education. The primary objective is to explain in clear and simple language, the benefits and pitfalls of investing in mutual funds. There is a gap in the market about quality information on Mutual Funds. Most of the information is either inadequate or biased towards a particular scheme/fund or a particular category. This project attempts to look at the…

    • 19138 Words
    • 77 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Islamic Equity Mutual Fund
    • 4446 Words
    • 18 Pages

    Islamic Equity Mutual Fund

    Abstract Mutual funds in Malaysia have experienced a considerable growth over the last decade in terms of the number of funds offered and the volume of capital managed by unit trust management companies. A higher growth can be expected due to a strong participation in Islamic equity funds among Muslim private investors and institutions because Islamic mutual funds have high 'correlations ' with the Sharia (Islamic Law) principles of equity participation and the sharing of risks. Traditionally, the bulk of Islamic funds have been channeled into low-risk and modest return instruments such as Murabaha (short-term, secured commodity and trade finance) and structured medium-term investments in Ijara (leased assets such as aircraft-shipping operations and equipment or machinery). However, since the mid-1990s, interest in Islamic mutual funds has grown, largely due to a fatwa on investment banking issued by the Islamic Jurisprudence Academy in Saudi Arabia. The decree ruled that, within certain parameters, equity investment is acceptable under Sharia. Therefore, this paper investigates the unit trust potential in Malaysia by examining the performance of such funds by focusing on more aggressive equity types of fund by analyzing their risk and return. This is done by measuring the performance of mutual fund, that is the Net Asset Value (NAV) of nine equity mutual funds and the prices on market portfolio or Kuala Lumpur Syariah Index (KLSI). Based on the nine Malaysian equity unit trust under studied over the weekly period of 2002-2006 using the method used by Sharpe and Treynor, the researchers are able to formulate explicit measures of a portfolio’s performance on the dimensions of risk and return. The findings are indeed a bag of…

    • 4446 Words
    • 18 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Investment Behaviour - the Best Article
    • 5789 Words
    • 24 Pages

    Investment Behaviour - the Best Article

    ABSTRACT This paper while discussing the characteristics of the Indian individual investors along makes an attempt to discover the relationship between a dependent variable like Risk Tolerance level and independent variables such as Age, Gender of an individual investor on the basis of the survey. Indian investors are high income, well educated, salaried, and independent in making investment decisions and conservative investors. The research design constitutes the blue print for the data collection, measurement and analysis of data. The descriptive research design has been employed for the present study. It is the overall operational pattern or framework of the research that stipulates what information is to be collected from which sources by what procedures. The results indicate that majority of the investors are regular traders. KEYWORDS: Investors, Share market, CSE.…

    • 5789 Words
    • 24 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Marke Survey on Relience Mutual Fund
    • 2050 Words
    • 9 Pages

    Marke Survey on Relience Mutual Fund

    During the survey, I made an endeavor to understand the awareness of mutual funds among the various classes of investors. The data collected mainly through questionnaire and also from various sites of Reliance mutual funds etc. the data analyzed and recommendation is given on the basis of the conclusions.…

    • 2050 Words
    • 9 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Indian Mutual Fund Industry: Challenges and Future Prospects
    • 1838 Words
    • 8 Pages

    Indian Mutual Fund Industry: Challenges and Future Prospects

    India has been the fastest growing markets for mutual fund industry. With progressive liberalization of economic policies, there has been rapid growth of capital market, money market and financial services Industry including merchant banking, leasing and venture capital (Tripathy, 1996). The increasing globalization of financial groups, rapid spread of multinationals and strong excellent performance of equity and bond markets in India has led to the evolution of mutual funds. Now it has evolved from a single player monopoly in 1964 to a fast growing market. To the date assets under management of 38 mutual funds stood at Rs. 7, 47,524.58 crore. Increasing number of mutual funds in the developed financial markets indicate investor’s preference for the mode of investment (Huhmann, 2005, Talat AFZA and Ali Rauf, 2006). Mutual funds deploy their funds in marketable instruments. So well developed securities market is pre-requisite for the successful operations of mutual funds.…

    • 1838 Words
    • 8 Pages
    Powerful Essays
    Read More
  • Good Essays

    Overview of Mutual Fund Industry
    • 6473 Words
    • 26 Pages

    Overview of Mutual Fund Industry

    The origin of mutual fund industry in India is with the introduction of the concept of mutual fund by UTI in the year 1963. Though the growth was slow, but it accelerated from the year 1987 when non-UTI players entered the industry. In the past decade, Indian mutual fund industry had seen dramatic improvements, both quality wise as well as quantity wise. Before, the monopoly of the market had seen an ending phase; the Assets Under Management (AUM) was Rs. 67bn. The private sector entry to the fund family raised the AUM to Rs. 470 bn in March 1993 and till April 2004; it reached the height of 1,540 bn. Putting the AUM of the Indian Mutual Funds Industry into comparison, the total of it is less than the deposits of SBI alone, constitute less than 11% of the total deposits held by the Indian banking industry. The main reason of its poor growth is that the mutual fund industry in India is new in the country.…

    • 6473 Words
    • 26 Pages
    Good Essays
    Read More
  • Powerful Essays

    Report on Mutual Fund
    • 14429 Words
    • 58 Pages

    Report on Mutual Fund

    Topic: Detailed Study And Comparative Analysis Of Mutual Funds An Investment Option Against Other Financial Option…

    • 14429 Words
    • 58 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    mutual fund
    • 5542 Words
    • 23 Pages

    mutual fund

    This is to certify that the Management Research Project has been Carried Out under the theme “Comparative Study on Performance Evaluation of Mutual Fund Schemes and Equity of Indian Companies”. This report is the bonafide work of MR. GAURANG SHAH Roll Number 1543 of MBA Semester IV during the academic year 2012-14.…

    • 5542 Words
    • 23 Pages
    Powerful Essays
    Read More
  • Satisfactory Essays

    investment avenues in stock market
    • 318 Words
    • 2 Pages

    investment avenues in stock market

    ABSTRACT:Each investment alternative has its own strengths and weaknesses. Some options seek to achieve superior returns (like equity), but with corresponding higher risk. Other provide safety (like PPF) but at the expense of liquidity and growth. Other options such as FDs offer safety and liquidity, but at the cost of return. Mutual funds seek to combine the advantages of investing in arch of these alternatives while dispensing with the shortcomings.Indian stock market is semi-efficient by nature and, is considered as one of the most respected stock markets, where information is quickly and widely disseminated, thereby allowing each security's price to adjust rapidly in an unbiased manner to new information so that, it reflects the nearest investment value. And mainly after the introduction of electronic trading system, the information flow has become much faster. But sometimes, in developing countries like India, sentiments play major role in price movements, or say, fluctuations, where investors find it difficult to predict the future with certainty. Some of the events affect economy as a whole, while some events are sector specific. Even in one particular sector, some companies or major market player are more sensitive to the event. So, the new investors taking exposure in the market should be well aware about the maximum potential loss, i.e. Value at risk.It would be good to diversify one's portfolio to include equity mutual funds and stocks. The benefit of diversification are that while risk exposure from a particular asset may not be very high, it would also give the opportunity of participating in the party in the equity markets- which may have just begun- in a relatively safe manner(than investing directly into stock markets). Mutual funds are one of the best options for investors to choose from. It must be realized that the performance of different funds...…

    • 318 Words
    • 2 Pages
    Satisfactory Essays
    Read More

Related Topics