James R. Freehahn
HSM 315 The American Healthcare System
Instructor Dr. Cheryl Chance, PhD.
March 6, 2015
The Patient Protection and Affordability Act H.R. 3590
Introduction
There has been much debate regarding the impact of the Patient Protection and Affordability Act on health care since passed in to law. In this paper, I will describe the key components, and the advantages and disadvantages to the legislation. The legislation constitutes the largest change to America’s healthcare system since the creation of Medicare and Medicaid.
The Summary of Key Components
The legislation expanded health care insurance coverage to an estimated 32 million people, builds on the employer-based insurance system, set in motion future payment and delivery system reforms, and increases the focus on wellness and prevention.
Three important areas of the new law will affect healthcare organizations, providers, and employers, which include healthcare delivery system, quality and safety, and regulatory oversight and program integrity.
The Patient Protection and Affordable Care Act (PPACA) put the consumer back in control of their health care. Under the law, the new Patient Bill of Rights gives the American people the stability and flexibility to make informed choices about their health care.
The key features of the PPACA result in Coverage, Cost and Care. The PPACA ends pre-existing conditions exclusions, keeps young adults covered, and ends arbitrary withdrawal of health insurance coverage. The PPACA ends lifetime limits on coverage, reviews premium rate increases, and helps control administrative cost associated with premiums. The PPACA also covers preventative care at no cost to the individual, protects the consumer’s choice of doctors, and removes insurance company barriers to emergency care services.
The Advantages and Disadvantages of H.R. 3590
Medical care and its benefits are distributed on the basis of