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Lost and Found

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Credit Union

CELEBRATION SPECIAL CERTIFICATE CONFIRMATION NOTICE

21 September 20 t 2 Accountl'lo.6800059270240t

TYSON K RIPPEY 23103 TOONE RD ELKMONT Al 35620-4929

Dear Member: A Special Certificate with the following terms has been issued in your name. If this is not your intention or if you have any questiOns, please contact Navy Federal's Certificate Branch as soon as possible. You may do so by calling toJl-freein the U.S.l-888-842_-Ji3:?8._foc~ toll-free numbers when overseas, visit navyfederal.orgloverseas/. Use 1-703-255-8837 for collect intemational calls. If you prefer, you may write to Navy Federal Credit Union, PO Box 3000, Merrifield VA 22119-3000 or visit a branch.
Joint Owner: Purchase Amount: $ Dividend Rate: Annual Percentage Yield:

25.00 3.9207. 4.007.

Issue Date: Term: MaturityDate:

09/21/12 12 MONTHS 09/21/13

DISCLOSURE STATEMENT
FEATURES: This Special Certificate has a minimum balance requirement of $25 and a maximum balance limit of $4,000. Only one Special Certificate per member is allowed. DIVIDENDS: Dividends are computed from day-of-deposit to day-of-withdrawal on the actual dollar value of the certificate using the daily balance method. compounded daily and credited to the certificate monthly on · the last calendar day of the month in which they are earned. Monthly dividends are earned at the dividend rate and annual percentage yield specified. Early withdrawals reduce earnings. Dividends will redeposit automatically. ADDITIONAL DEPOSITS: You may make additional deposits to this Special Certificate at any time. Additional deposits can be made by direct deposit, allotment, or periodic transfer(s) from a Navy Federal savings, checking or MMSA account. Note: Additional deposits cannot bring the account balance over the $4,000 maximum balance (dividends excluded). PENALTIES FOR EARLY WITHDRAWAL: (a) H the term to maturity is one year the amount forfeited is equal
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