If you have recently gotten insurance, then you know that everyone listed in your household is listed on the application. Your insurance agent may inquire about the names of the individuals living with your, letting you know they are aware of each driver in your household and those who could possibly drive your car. Insurance companies gather this information because individuals living in your household could drive your car, so they present a risk.
What Is a Named Driver Exclusion?
With the potential to drive your car, these individuals could be considered when you are quoted insurance. When you live with a high-risk driver, you should consider adding a named driver exclusion to your