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Need Versus Greed

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Need Versus Greed
Tentative title for program “Of need or greed”

Premise: When confronted with an opportunity to receive financial help for personal needs, would an individual (and family) succumb to temptation and use the funds for unnecessary items – or remain committed to only accessing the funds for immediate needs?

This program is developed to test the premise of need versus greed – offering single individuals, couples and families access to “emergency” funds to help out in desperate (or simply stressful) financial times and seeing if the participants limit access to the money to items (issues) they need or if they become greedy and use the funds for unnecessary purchases.

The Offer: Recruit a group of individuals willing to participate in this social experiment; seek out participants interested in receiving a “gift card” for which up to $1,000 per month will be made available for them to use as they need. The caveat is that they must provide a summary of the expenses each month, plus recorded interview, to receive the next months’ card. The show will have electronic access and permission to see where, when and how the funds are pulled from the card – and can compare with the written summary to determine if the participant is being completely or partially truthful.

Question: If a participant received a debit card offering them access up to $1,000 per month – how would it be spent? a. Food, utilities, medical treatment, home or vehicle repairs? b. Frugally spending on personal needs while also using funds to help others? c. New electronic gadgets, toys, and playthings? d. Vacations, restaurants, or other immediate gratification spending? e. Not at all – or combination of the above?

Participants: Seeking a broad mixture of participants from various socio-economic backgrounds, employment status, marriage or family status – however; focus in on one broad geographic area (Orlando, Miami, Tampa, Atlanta, etc). a. Retired

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