net interest margin SBI
ITM Business School
ITM University
Scope and means to improve NIMs in comparison to other banks
Internship report submitted to SBI in completion of the requirement of summer internship at
State Bank of India
Project mentor:
Mr A. Raizada
Student name:
Neha Gupta
APRIL 22 2013 TO JUNE 22 2013
CERTIFICATE OF COMPLETION
This is to certify that the project titled Scope and means to improve NIMs in comparison to other banks has been completed successfully by 07 June 2013 by Ms. Neha Gupta working with the AMT team under Mr A.Raizada.
Signature of Mentor:
Place:
Date:
ACKNOWLEDGEMENT
I would like to express my deepest appreciation to all those who provided me the possibility to complete this report. A special gratitude I give to my project mentor, Mr. Asit Raizada, whose contribution in stimulating suggestions and encouragement, helped me to coordinate my project especially in writing this report.
Furthermore I would also like to acknowledge with much appreciation the crucial role of the staff of State Bank of India, who gave the permission to use all required equipment and the necessary materials to complete the task report. A special thanks goes to my colleagues who help me to assemble the parts and gave suggestion about the project titled “Scope and means to improve NIMs in comparison to other banks”. I have to appreciate the guidance given by other supervisor as well that has improved my knowledge base thanks to their comment and advices.
TABLE OF CONTENTS
Topic
Page number
Cover page
1
Certificate of completion
2
Acknowledgement
3
Table of Contents
4
List of charts and tables
5
Introduction
6
Framework of Study
8
Methodology and Analysis
11
Bibliography
23
ITM University
Scope and means to improve NIMs in comparison to other banks
Internship report submitted to SBI in completion of the requirement of summer internship at
State Bank of India
Project mentor:
Mr A. Raizada
Student name:
Neha Gupta
APRIL 22 2013 TO JUNE 22 2013
CERTIFICATE OF COMPLETION
This is to certify that the project titled Scope and means to improve NIMs in comparison to other banks has been completed successfully by 07 June 2013 by Ms. Neha Gupta working with the AMT team under Mr A.Raizada.
Signature of Mentor:
Place:
Date:
ACKNOWLEDGEMENT
I would like to express my deepest appreciation to all those who provided me the possibility to complete this report. A special gratitude I give to my project mentor, Mr. Asit Raizada, whose contribution in stimulating suggestions and encouragement, helped me to coordinate my project especially in writing this report.
Furthermore I would also like to acknowledge with much appreciation the crucial role of the staff of State Bank of India, who gave the permission to use all required equipment and the necessary materials to complete the task report. A special thanks goes to my colleagues who help me to assemble the parts and gave suggestion about the project titled “Scope and means to improve NIMs in comparison to other banks”. I have to appreciate the guidance given by other supervisor as well that has improved my knowledge base thanks to their comment and advices.
TABLE OF CONTENTS
Topic
Page number
Cover page
1
Certificate of completion
2
Acknowledgement
3
Table of Contents
4
List of charts and tables
5
Introduction
6
Framework of Study
8
Methodology and Analysis
11
Bibliography
23
Bibliography: Post Graduation (2012-14)- PGDM (Finance) Institute- ITM Business School, Kharghar (Navi Mumbai)