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Non Performance Assets

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SYNOPSIS

A Study on Reduction of Non-Performing Assets in Commercial Banks ( A Case Study of Alwar and Lakhimpur District)

SYNOPSIS

Submitted to the JJT University for Registration of Ph.D Degree

(IN ECONOMICS)

Submitted by

Mridul Dharwal M.B.A., M.A.(Economics), UGC- NET, SLET(RPSC). Assistant Professor, School of Business Studies Sharda University, Greater Noida

For a long time, India tried to follow socialism treating all businessmen as crooks and looking at entrepreneurs with suspicion. All talk of liberalization and economic reforms has not changed the mindset of Indian bankers. The legacy of the British raj has survived and flourished in the form of India 's gigantic cancerous bureaucracy. The tentacles of his cancer have spread to almost all fields in India including banking. Indian banks and financial institutions are crying about their large Non-performing Assets and are blaming the entrepreneurs, businessmen, Government, judicial system, courts etc. for the mess that has been created primarily by them.

Any lending involves the following three stages where discretion needs to be exercised: (a) evaluation and assessment of the proposal (b)



Bibliography: 1. Agarwal R.N. “Fimamcial Liberalisation in India” (B.R. Publishing Corperation, new Delhi- 2005) 2 3. Banerjee Amalesh “Issues of Financial Reforms’ (Kanishka publication, New Delhi-2005) 4 5. Deolankar Vivek “Strategies Management Banking and Fionancial Sector in the next Millenium” (Commonwealth Publishers – 2007) 6 14. Kumar Pawan “India Banking Today, Impact of Reform” (Kanishka Publication, New Delhi, 2006) 15 18. Mathur B.L. “Management of Non Performing Assets” (Wide Vision Publication, Jaipur, 2006) 19 20. Rakesh Mohan Committee “The Indian Infrastructure Report, 1995” 21 24. Sharma H.L. “ Commercial Banking Development (Rajat Publication New Delhi, 2005) 25 26. Shrivastava, M.P. Singh S.R. “India Banking in the New Millennium” (Anmol Publication Pvt. Ltd. New Delhi – 2006) 27 28. Toor N.S. “Non Performing Advances in Banks” ( Sky Lark Publication, New Delhi, 2002) 29 30. Trivedi I.V. “Indian Banking in the New Millennium” ( RBSA Publishers, Jaipur 2005) 31

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