Non Performing Assets of
HSIIDC A STUDY ON NON PERFORMING ASSETS OF
HARYANA STATE INDUSTRIAL & INFRASTRUCTURE DEVELOPMENT CORPORATION LIMITED (An ISO 9002 certified Institution) PROJECT REPORT
Submitted in partial fulfillment of the requirement for the award of
Two year full time, Masters in Business Administration.
By Bhavna Agrawal
DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY PHAGWARA (2009-2011)
ACKNOWLEDGEMENT
I owe my gratitude to the entire staff of finance, personnel &administration department for their co-operation, without which not have possible to carry out my training successfully.
I feel highly obliged to Mr. Vijay Godara, manager (P&A) for making arrangements and for their extreme support.
I wish to express my sincere thanks Mr. Mahaveer Singh, DGM (finance) for encouraging me.
I am also indebted to Mr. Satish Bansal, AGM (finance) and my mentor for their extreme support and guidance given during the project study.
I would like to thanks Mr. Satyanarayan and Mr. Naresh for their co-operation extended during the project studied.
I acknowledge my gratitude to Mr. Amarjeet Saini (Lovely Professional University), for his extended guidance, encouragement, support and reviews without his guidance this project would not have been a success.
BHAVNA AGRAWAL
TABLE OF CONTENTS 1. Executive summary 2. Corporate profile- HSIIDC a. introduction b. objective c. quality policy d. financial services offered by HSIIDC 3. objective of the study 4. literature review 5. research methodology 6. study of NPA accounts a. introduction b. definition
HARYANA STATE INDUSTRIAL & INFRASTRUCTURE DEVELOPMENT CORPORATION LIMITED (An ISO 9002 certified Institution) PROJECT REPORT
Submitted in partial fulfillment of the requirement for the award of
Two year full time, Masters in Business Administration.
By Bhavna Agrawal
DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY PHAGWARA (2009-2011)
ACKNOWLEDGEMENT
I owe my gratitude to the entire staff of finance, personnel &administration department for their co-operation, without which not have possible to carry out my training successfully.
I feel highly obliged to Mr. Vijay Godara, manager (P&A) for making arrangements and for their extreme support.
I wish to express my sincere thanks Mr. Mahaveer Singh, DGM (finance) for encouraging me.
I am also indebted to Mr. Satish Bansal, AGM (finance) and my mentor for their extreme support and guidance given during the project study.
I would like to thanks Mr. Satyanarayan and Mr. Naresh for their co-operation extended during the project studied.
I acknowledge my gratitude to Mr. Amarjeet Saini (Lovely Professional University), for his extended guidance, encouragement, support and reviews without his guidance this project would not have been a success.
BHAVNA AGRAWAL
TABLE OF CONTENTS 1. Executive summary 2. Corporate profile- HSIIDC a. introduction b. objective c. quality policy d. financial services offered by HSIIDC 3. objective of the study 4. literature review 5. research methodology 6. study of NPA accounts a. introduction b. definition
Bibliography: * Peng-yan, LI, (2007): ‘A risk evaluation of non-performing assets securitization on the basis of analytic hierarchy process’, Oxford University Press, New Delhi. * Yong Peng, (2004): ‘an Analysis on the Return and Risk Management during Securitization of Non-Performing Assets-the Effect of Securitization on Originator Oxford University Press, New Delhi. * Thomas Shawn, (1999): Bank loan loss provisions’ –An Economics Approach’, AITBS Publishers and Distributors, New Delhi. * Wiley John, (2005): ‘Banking reform in India’ RBI Bulletin, March * Dermine jean, (2005): ‘Provisioning practices’ economic & Political Weekly,Vol.XLII * Das rituparna (2003): ‘Managing the Risk of Non Performing Assets in the Small Scale Industries in India’ * http://www.rbi.org.in