non Performing loan
Non Performing Loans: Comparative Analysis of India and Pakistan
Name
Department
Course Title
Course Instructor
Date
Table of Contents
Sr. No
Topic
Page No.
1.
Executive Summary
2
2.
Introduction
3 3.
Non performing Loans: An Overview
5
3.1
Definition
5
3.2
Effects of Non performing loans
6
3.3
Relationship between NPL and Bank’s profitability
7
4.
NPL: India Vs Pakistan
7
4.1
Background
7
4.2
Structure and Ownership of banking structure
8
4.3
Analysis
11
5.
Conclusion
12
6.
References
13
Table of Tables & Graphs
Sr. No
Topic
Page No.
1.
Banking structure
8
2.
Percentage figures: Table
9
3.
Percentage figures: Graph
9
4.
Tabular Comparison
10
5.
Graphical comparison
10
Pakistan
10
India
11
Pakistan Vs India
11
Executive Summary
This project titled Non Performing Loans: Comparative Analysis of India and Pakistan has been carried out in order to study the situation of non performing loans in two emerging economies of South Asia. The project starts with the introduction of financial institutions and move on to the discussion of commercial banks, being the major financial institution. Then the project hints on the concept of non performing loans by briefly documenting the definition, effects and relationship between NPL and profitability of a banking structure. The last segment of the project deals with the comparative analysis of both the countries.
Despite of the fact that both the countries almost enjoy similar type of patterns, it is interesting to note that the figures of non performing loans for India are on a gradual decrease for the last 13 years. The data for the concerned variable is obtained from the reliable source of World data indicators for the last 13 years from 2000 to 2012. The project at the end registers certain important policy implications for Pakistan to improve the existing situation.
INTRODUCTION
In
Name
Department
Course Title
Course Instructor
Date
Table of Contents
Sr. No
Topic
Page No.
1.
Executive Summary
2
2.
Introduction
3 3.
Non performing Loans: An Overview
5
3.1
Definition
5
3.2
Effects of Non performing loans
6
3.3
Relationship between NPL and Bank’s profitability
7
4.
NPL: India Vs Pakistan
7
4.1
Background
7
4.2
Structure and Ownership of banking structure
8
4.3
Analysis
11
5.
Conclusion
12
6.
References
13
Table of Tables & Graphs
Sr. No
Topic
Page No.
1.
Banking structure
8
2.
Percentage figures: Table
9
3.
Percentage figures: Graph
9
4.
Tabular Comparison
10
5.
Graphical comparison
10
Pakistan
10
India
11
Pakistan Vs India
11
Executive Summary
This project titled Non Performing Loans: Comparative Analysis of India and Pakistan has been carried out in order to study the situation of non performing loans in two emerging economies of South Asia. The project starts with the introduction of financial institutions and move on to the discussion of commercial banks, being the major financial institution. Then the project hints on the concept of non performing loans by briefly documenting the definition, effects and relationship between NPL and profitability of a banking structure. The last segment of the project deals with the comparative analysis of both the countries.
Despite of the fact that both the countries almost enjoy similar type of patterns, it is interesting to note that the figures of non performing loans for India are on a gradual decrease for the last 13 years. The data for the concerned variable is obtained from the reliable source of World data indicators for the last 13 years from 2000 to 2012. The project at the end registers certain important policy implications for Pakistan to improve the existing situation.
INTRODUCTION
In