ON
NPA AND ITS IMPACT ON STATE BANK OF INDIA
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Submitted for partial fulfillment for the Award of the Degree of
MASTER OF BUSINESS ADMINISTRATION
(MBA 2011-2013)
Supervised by: Submitted by:
MR. NIYAZ AKHTAR SONALIKA RAJ MBA- IIND SEM
BANASTHALI VIDYAPITH, WISDOM
JAIPUR CAMPUS (RAJASTHAN) 302001
DECLARATION
I Sonalika Raj hereby declare that the project work entitled “NPA AND ITS IMPACT ON STATE BANK OF INDIA” is an authenticated work carried by me at State Bank Of India, Kadam Kuan Branch, Patna, Bihar under the guidance of Mr. Niyaz Akhtar for the award of the degree of Master of Business Administration and this work has been submitted to Banasthali University, Rajasthan.
SONALIKA RAJ
Date: MBA IInd SEM
ACKNOWLEDGEMENT
My sincere thanks are due to all the contributors without whose efforts this project would not have been completed. No task of this nature is a single person effort. I am very thankful to MR. NIYAZ AKHTAR, Branch Manager, SBI, Kadam Kuan branch, Patna, under whose guidance I successfully completed my research project. His unfailing interest and support gave a new dimension to my work. He made it possible and helped me to collect abundance of financial data, the relevant portion of which is quoted in this project.
I am also very grateful to my Faculty of BANASTHALI UNIVERSITY whose teaching methodology helped me in completion of my project without any difficulty.
I also express my gratitude to the all respondent for their proper responses and cooperation during my dissertation project.
I would like to extend my thanks to my all friends for their valuable suggestion and cooperation at various stages during my project.
Sonalika Raj
Table Of Contents
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Bibliography: With a view to move towards international best practices, it has been decided to adopt the ’90 days’ overdue norm for identification of NPAs, from 31st March, 2004.