What is a Personal Injury Claim?
A personal injury claim is when a claim is made to the at-fault parties insurance company by the injured party.
This then results in a series of negotiations to reach a settlement that is satisfactory for both parties.Common personal injury cases generally result from automobile, truck and motorcycle accidents.
What is a Personal Injury Lawsuit?
A personal injury lawsuit results when neither party can agree on a settlement for the claim at hand. This could be that the insurance company does not think that they are at-fault, do not agree with the amount of money demanded or the severity of your injuries. This results in filing a lawsuit. …show more content…
Personal Injury Claims Process
Generally, when a claim is filed a claims adjuster will be assigned by each of the insurance parties and will negotiate based on the claims at hand.
They will talk to the injured party and the party at-fault to hear both sides.
In a claims process the investigation includes:
Medical charts/bills are reviews Police report is reviewed as well as the scene of the accident and photos pertaining to it Damage to the car is inspected Evaluation of any other relevant evidence.
Personal Injury Lawsuit Process
In a personal injury lawsuit, the process of filing a suit against the other party is time sensitive in that you would need to file within a year in Kentucky. Hiring an attorney will help in handling and understanding the legalities surrounded with lawsuits.
David Stevenson is an attorney who can provide a free initial consultation for your personal injury case. Call him today to get the help you deserve at
502-430-1809!