Project Report
LOVELY PROFESSIONAL UNIVERSITY DEPARTMENT OF MANAGEMENT
Report on Summer Training [Title]
Ratio Analysis to know the Financial Position of “The Nawanshahar Central Co-operative Bank Limited”
Submitted to Lovely Professional University
In partial fulfillment of the Requirements for the award of Degree of Bachelor of Business Administration (BBA)
Submitted by: Name of the student- Mandeep Kaur Dhamrait University Roll No.- R1813A26
DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY PHAGWARA
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ACKNOWLEDGEMENT
I would like to convey my feelings of gratitude to all who have in any manner helped me in successfully completing this project and moreover, on time. Firstly, I would like to thanks Shri Ram Lubhaya, District Manager, S. Nirmaljit Singh, Assistant Manager of “The Nawanshahar Central Co-operative Bank” who gave me a golden opportunity to do summer training in the bank and undertake a meaningful project. I Am also thankful to Shri Sukhdev kumar, Mr. Manminder Singh, Mrs. Neelam Kumari, and every staff member in the bank who provided me his/her valuable advice at appropriate time to make this project successful. Last but not the least I am thankful to Mr. Lokesh Jasrai, training coordinator of LSB(Lovely School of Business) and my faculty guide who provided me time to time support in topic selection, rectification of mistakes etc. \
2
TABLE OF CONTENTS
Page no. 1. Abstract / Executive summary ……………………………………………………….4 2. Introduction ………………………………………………………………………….5 3. Purpose of the project………………………………………………………………...13 4. Review of Literature………………………………………………………………….14 5. Research Methodology/Research Design………………………………………….....18 6. Presentation of Data…………………………………………………………………..19 7. Comparative Balance Sheet…………………………………………………………..23 8. Ratio Analysis………………………………………………………………………...24 9. Ratios Used by The Nawanshahar Central Co –operative Bank……………………...35 10. Ratios as per Book…………………………………………………………………….40 11. Data Analysis
Report on Summer Training [Title]
Ratio Analysis to know the Financial Position of “The Nawanshahar Central Co-operative Bank Limited”
Submitted to Lovely Professional University
In partial fulfillment of the Requirements for the award of Degree of Bachelor of Business Administration (BBA)
Submitted by: Name of the student- Mandeep Kaur Dhamrait University Roll No.- R1813A26
DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY PHAGWARA
1
ACKNOWLEDGEMENT
I would like to convey my feelings of gratitude to all who have in any manner helped me in successfully completing this project and moreover, on time. Firstly, I would like to thanks Shri Ram Lubhaya, District Manager, S. Nirmaljit Singh, Assistant Manager of “The Nawanshahar Central Co-operative Bank” who gave me a golden opportunity to do summer training in the bank and undertake a meaningful project. I Am also thankful to Shri Sukhdev kumar, Mr. Manminder Singh, Mrs. Neelam Kumari, and every staff member in the bank who provided me his/her valuable advice at appropriate time to make this project successful. Last but not the least I am thankful to Mr. Lokesh Jasrai, training coordinator of LSB(Lovely School of Business) and my faculty guide who provided me time to time support in topic selection, rectification of mistakes etc. \
2
TABLE OF CONTENTS
Page no. 1. Abstract / Executive summary ……………………………………………………….4 2. Introduction ………………………………………………………………………….5 3. Purpose of the project………………………………………………………………...13 4. Review of Literature………………………………………………………………….14 5. Research Methodology/Research Design………………………………………….....18 6. Presentation of Data…………………………………………………………………..19 7. Comparative Balance Sheet…………………………………………………………..23 8. Ratio Analysis………………………………………………………………………...24 9. Ratios Used by The Nawanshahar Central Co –operative Bank……………………...35 10. Ratios as per Book…………………………………………………………………….40 11. Data Analysis
References: 8 WORKING CAPITAL: The working capital as on 31st March, 2008 is Rs