Ratio Analysis
TABLE OF CONTENTS
1. Introduction …………………………………………………….… 2. Literature Review.………………………………………………. 3. Methodology ……………………………………………………… 4. Data Analysis and Interpretation ………………………………. 5. Conclusion and Result ……………………………………………. 6. Bibliography ………………………………………………………. 7. References …………………………………………………………. 8. Annexure …………………………………………………………..
INTRODUCTION
Mankind is insecure by nature. Unlike an animal whose requirements do not exceed beyond food for its survival and a territory to rest, man has perpetual desire. This perpetual desire is the driving force to make man accumulate things that he perceives to hold a store of value. Wealth is a creation out of holding of assets perceived to be a denominator of a measure of value.
Traditionally, savings were invested in scarce metals, cut and polished stones, land etc., that was in short supply. This was extended to include buildings, property, paintings, sculptures, coins, artifacts, other assets which could be translated into quantifiable sums in terms of money when and if the rainy day came. Nevertheless, it could be handed over from one generation to another.
With the changing times we have new measures of store of value that are perceived and induced by faith either in the principle or the practice of such issue. This could range from various promises to maintain to or add to the worth of the issue. These savings could be voluntary or induced by the state policy such as the tax laws.
Investment
An investment is the current sacrifice of the present savings for future benefits. Most of us save in fact, Indians who are not very rich also have decent savings rate. In day to day life we come across several instances where investments are required to be made such as: * Investment in life insurance to save on taxes, automobile insurance, medic-claim insurance etc. * Depositing money into recurring deposits to, part-finance the down payment for a house. *
1. Introduction …………………………………………………….… 2. Literature Review.………………………………………………. 3. Methodology ……………………………………………………… 4. Data Analysis and Interpretation ………………………………. 5. Conclusion and Result ……………………………………………. 6. Bibliography ………………………………………………………. 7. References …………………………………………………………. 8. Annexure …………………………………………………………..
INTRODUCTION
Mankind is insecure by nature. Unlike an animal whose requirements do not exceed beyond food for its survival and a territory to rest, man has perpetual desire. This perpetual desire is the driving force to make man accumulate things that he perceives to hold a store of value. Wealth is a creation out of holding of assets perceived to be a denominator of a measure of value.
Traditionally, savings were invested in scarce metals, cut and polished stones, land etc., that was in short supply. This was extended to include buildings, property, paintings, sculptures, coins, artifacts, other assets which could be translated into quantifiable sums in terms of money when and if the rainy day came. Nevertheless, it could be handed over from one generation to another.
With the changing times we have new measures of store of value that are perceived and induced by faith either in the principle or the practice of such issue. This could range from various promises to maintain to or add to the worth of the issue. These savings could be voluntary or induced by the state policy such as the tax laws.
Investment
An investment is the current sacrifice of the present savings for future benefits. Most of us save in fact, Indians who are not very rich also have decent savings rate. In day to day life we come across several instances where investments are required to be made such as: * Investment in life insurance to save on taxes, automobile insurance, medic-claim insurance etc. * Depositing money into recurring deposits to, part-finance the down payment for a house. *