Preview

Retail Sector

Powerful Essays
Open Document
Open Document
17801 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Retail Sector
IDBI BANK LTD. | RISK AND TRUST IN RETAIL BANKING(Retail Asset) | Guided by: Mr. Akhilesh Prakash |

Submitted by:SAURABH MEHTA Admission No.-2011MB0036Department of Management StudiesINDIAN SCHOOL OF MINES, DHANBAD | | | |

DECLARATION
I, the undersigned, hereby declare that the Project Report entitled “IDBI BANK LTD- RISK AND TRUST IN RETAIL BANKING(Retail Assets)” written and submitted by me to DEPARTRMENT OF MANAGEMENT STUDIES, INDIAN SCHOOL OF MINES, DHANBAD in partial fulfilment of the requirements for the award of degree of MASTER OF BUSINESS ADMINISTRATION under guidance of Mr. Akhilesh Prakash, Centre Head-Retail Assets, IDBI Bank Ltd, Ranchi, Jharkhand, is my original work and the conclusion drawn therein are based on the material collected by myself.

PLACE: Ranchi DATE: SAURABH MEHTA

CERTIFICATE
This is to certify that the Project Report entitled “IDBI BANK LTD- RISK AND TRUST IN RETAIL BANKING (Retail Assets)” which is being submitted herewith for the award of the degree of MASTER OF BUSINESS ADMINISTRATION of Department of Management Studies, Indian School of Mines, Dhanbad is the result of original research work completed by SAURABH MEHTA under my supervision and guidance.

PLACE: RANCHI
DATE: AKHILESH PRAKASH
Centre Head-Retail Assets, IDBI Bank Ltd, Ranchi, Jharkhand



References: As on March 31, 2012, the Bank had a network of 973 Branches and 1542 ATMs. The Bank 's total business, during Fy 2011-12, reached Rs. 3,91,651 Crore, Balance sheet reached Rs. 2,90,837 Crore while it earned a net profit of Rs. 2032 Crore (up by 23.15 %).   | |   |   |   | IMTCL, a wholly owned subsidiary of IDBI Bank, was incorporated on January 25, 2010   | |   |   |   | ITSL was incorporated on March 8, 2001 for carrying out trusteeship and other related business

You May Also Find These Documents Helpful

  • Better Essays

    Enterprise Risk Management

    • 2131 Words
    • 9 Pages

    The idea for risk management in banks has been increasing and has a growing need because there are multiple necessities that the banks must comply with and each company has their own method to handling it. Risk management has been around since the 1800’s because of the fact that there was always some awareness that risk is a plausible event in the daily aspect of banking. While risk management is different from enterprise risk management, they both deal with the same thing, they just approach it differently. Enterprise risk management, according to the Risk Management Association, RMA, is “an organization’s enterprise risk competence-the ability to understand, control, and articulate the nature and level of risks taken and activities engaged in” (RMA, 2012) which contributes to increased confidence shown by shareholders,” and risk management is defined as “the process of identification, analysis and either acceptance or mitigation of uncertainty in investment decision-making” (Lark & Walker, 2008). So, in comparison, enterprise risk management protects and creates value for shareholders, while risk management is the process that protects an organization’s growth in the long run. There are multiple components associated with enterprise risk management such as identifying, analyzing, responding to, and monitoring risk and opportunities which is used for internal and external affairs. Even though these areas are in effect, banks have grown and changed and need new standards to abide by. In 1985, the creation of The Committee of Sponsoring Organizations of the Treadway Commission was formed in a joint initiative of the five private sector organizations and is “dedicated to providing thought leadership through the development of frame works and guidance on enterprise risk management, internal control and fraud deterrence” (COSO). COSO periodically updates its internal and…

    • 2131 Words
    • 9 Pages
    Better Essays
  • Powerful Essays

    [Submitted for the partial fulfillment of the requirements of the degree in Master of Business Administration (Banking)]…

    • 6637 Words
    • 27 Pages
    Powerful Essays
  • Powerful Essays

    ABSTRACT Operational risk is inherent in all banking products, activities and processes and systems and the effective management of operational risk is of paramount importance for every bank’s board and senior management. With globalization and deregulation of financial markets, increased competition combined with the advent of high-end, innovative, sophisticated technology tremendous changes have taken place in the products distribution channels and service delivery mechanism of the banking sector. These have introduced more complexities into the banking operations and consequently the risk patterns and profiles of the industry have also become complex, diverse and catastrophic. The New Capital Adequacy Framework of the Reserve Bank of India requires bank to maintain capital explicitly towards operational risk. This paper tries to study the various methodologies used by the banks in their operational risk management activity and to study the regulatory framework related to operational risk management. Introduction Since the late 1990s, globalization, deregulation, consolidation, outsourcing, breaking of geographical barriers by use of sophisticated technology, growth of e-commerce etc. have significantly changed the business, economic and regulatory climate of the banking sector. These developments introduced more complexities into the activities of banks and their risk profiles. Consequently a series of high profile operational loss events at Societe Generale, UBS, AIB, and National Australia Bank etc. have led banks and their managements world over to increasingly view operational risk management as an integral part of their risk management activity like the management of market risk and credit risk. The identification…

    • 2313 Words
    • 10 Pages
    Powerful Essays
  • Powerful Essays

    Contents 6.1 SBI v/s ICICI 6.2 Analysis & Interpretation of Services 6.3 Analysis of Performance of ICICI Bank & SBI 6.4 Major Findings 6.5 Testing of Hypothesis…

    • 7462 Words
    • 30 Pages
    Powerful Essays
  • Powerful Essays

    INCORPORATION: Established in 1897, the Company was incorporated with limited liability on March 3, 1932, under the Indian Companies Act, 1913.…

    • 13421 Words
    • 54 Pages
    Powerful Essays
  • Powerful Essays

    Case Study on Icici Bank

    • 3957 Words
    • 16 Pages

    The idea was well timed and proved wildly successful. Today, it is the second largest bank in India with assets of almost $40bn and can boast a network of more than 570 branches and a steadily growing international business, with branches in the UK, Russia and Canada.…

    • 3957 Words
    • 16 Pages
    Powerful Essays
  • Powerful Essays

    MBA program of University of Dhaka, Department of Accounting and Information Systems is organized and tailored to provide the students with the conceptual, theoretical and practical tools of analyses. Special stresses are given on theory and practice them under an organization. Therefore, as an internee I have completed my practice session and prepared this required report based on investigations carried out by me in National Bank Limited (NBL). As an internee student I have tried my level best to cover the contemporary credit risk management system of National Bank Limited in this report.…

    • 8732 Words
    • 35 Pages
    Powerful Essays
  • Satisfactory Essays

    Marketing Mix: ICICI Bank

    • 312 Words
    • 2 Pages

    The Bank has a network of 2,895 branches and 10,021 ATMs in India, and has a presence in 19 countries, including India.…

    • 312 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Risk management in commercial banks Project on performance analysis of Allahabad bank [pic] Index |s.no. |topics |page no. | |1. About banking industry |4 to 8 | |a. Overview of banking industry in India |4 | |b.…

    • 4322 Words
    • 18 Pages
    Powerful Essays
  • Powerful Essays

    This is to certify that the dissertation submitted in partial fulfillment for the award of eMBA Finance (Banking & Insurance), of MET’s Institute of Management is a result of the bonafide research work carried out by Mr. Nilesh Jain under my supervision and guidance…

    • 10478 Words
    • 47 Pages
    Powerful Essays
  • Powerful Essays

    RESEARCH PROPOSAL PAPER SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF ADVANCED DIPLOMA IN ACCOUNTANCY (ADA) OF THE INSTITUTE OF ACCOUNTANCY ARUSHA.…

    • 5281 Words
    • 22 Pages
    Powerful Essays
  • Powerful Essays

    EXECUTIVE SUMMARY

    • 10082 Words
    • 41 Pages

    Bibliography: Gordon, E. & Natarajan, K., Banking: Theory, Law & Practice, Himalaya Publishing House, Mumbai, 1996.…

    • 10082 Words
    • 41 Pages
    Powerful Essays
  • Powerful Essays

    This report is result of the continuous support & guidance of a lot of people. Getting a project ready requires the work and effort of many people. I would like to pay my sincere gratitude and thanks to those people, who directed me at every step in this project work. The present report is based on “A study on financial statement analysis and management of risk with special reference to ICICI Bank”.…

    • 17049 Words
    • 69 Pages
    Powerful Essays
  • Satisfactory Essays

    Ratio Analysis

    • 21050 Words
    • 85 Pages

    Turnover (Rs ‘000) Profit / (Loss) Before Taxation (Rs ‘000) Profit / (Loss) After Taxation (Rs ‘000) Total Equity (Rs ‘000) Net Foreign Exchange Earnings (Rs ‘000) Earnings /(Loss) Per Share (Rs) Net Assets Per Share (Rs) Market Value Per Share (Rs) TURNOVER Rupees Million Company, Joint Venture & Associate 2011/12 595,540 (6,581) (8,001) 334,209 503,857 (1.00) 41.78 28.90 2010/11 734,131 (46,957) (49,482) 342,210 552,287 (6.19) 42.78 45.50…

    • 21050 Words
    • 85 Pages
    Satisfactory Essays

Related Topics